Classic Car Finance & Loans Built for Enthusiasts

Enjoy a loan program crafted exclusively for car enthusiasts and collectors. At Woodside, our sole focus on collector vehicles ensures a streamlined experience for everything from classic and vintage cars to exotics and ultra-luxury masterpieces. Every step is tailored to you and your vehicle, with expert valuations, hassle-free inspections, and secure, fast funding. Whether it’s your first fun car or the latest addition to your collection, Woodside Credit makes the journey seamless and enjoyable.

Your Go-to Classic Car Lender

team

Buy & Finance from Anywhere

The Woodside lending program goes wherever you go. Whether you are on a showroom floor, at a neighbor’s garage, or on the bidding block, purchase with confidence.

valuable

From First-timers to Seasoned Enthusiasts

Experience personalized service and convenient eSign, paired with full-service loans. Woodside works with your seller and can even handle title work for you.

money

Lowest Payments in America

Our competitive rates are unmatched, allowing for the Woodside lending program to be a low payment leader. It’s the reason we resonate with gearheads, and why repeat clients are our normal.

cars

Loans Built For Classic Cars

Woodside finances vehicles with a selling price between $20,000 and $1 million, with a minimum loan amount of $10,000. Our terms are straightforward: no prepayment penalties, no balloon payments, and no nonsense.

omar medinaomar medina ★★★★★ Harvey WoodsHarvey Woods ★★★★★ Q sure knows his stuff very helpfull and cheerfullHOANG BUIHOANG BUI ★★★★★ Joel HeikenfeldJoel Heikenfeld ★★★★★ Woodside was very quick and thorough. I highly recommend.RobKRobK ★★★★★ Jeff Sparrow is as good as it gets. Accessible at all times. Instant responses and clear, direct communications. A+ experience.Randy LaurenceRandy Laurence ★★★★★ perfect and prompt support and service from Siraj!!! This was the smoothest part of the acquisition of a new Classic car and my first time. I will be back for future purchases, when needed.Jack RosenbergJack Rosenberg ★★★★★ Simply wonderful to work with. Responses were quick and very clear as to what was needed from me.brian hassinebrian hassine ★★★★★ Better than any bank I've ever dealt with.Couldn't be any simpler.Shocked at how smooth that was.Rob GrosvenorRob Grosvenor ★★★★★ Michael A FalcónMichael A Falcón ★★★★★ Great company to work with. Great communication and seamless transaction.. would definitely recommend to use Woodside to those who are looking for high-end automobile funding!Barrett ApplegateBarrett Applegate ★★★★★ Wesley MWesley M ★★★★★ Great experience, Siraj was on top of the transaction from start to finish. No phone trees to navigate, just a dude answering the phone and taking care of things. What a refreshing change! Thanks guysDean ShimizuDean Shimizu ★★★★★ Thx Woodside for working with me and Exotic Motorcars on my recent purchase. Very efficient, thorough and responsive process. Go Woodside!Blake DragueskuBlake Draguesku ★★★★★ This was my first experience with any kind of lender that deals specifically with Collector/Classic car loans. Approval was swift and the terms are very agreeable with no penalty for early payoff. Kevin was very helpful and quick to get the whole deal across the line. Would recommend!Jeffrey ReaJeffrey Rea ★★★★★ Qasim Shiraz (Q) at Woodside Credit was absolutely incredible to work with. His professionalism and energy made the whole process smooth and stress-free. Communication was lightning-fast, clear, and always helpful. Q kept me dialed in at every step and made the entire process feel effortless. Truly top-tier service — highly recommend and will be back for future needs!K SK S ★★★★★ Amir was excellent in communication and making the entire transaction smooth. I would 110% recommend working with Woodside. Amir is the reason that I would want to work with them again!Kevin PrickettKevin Prickett ★★★★★ Woodside made it happen AGAIN! Two years ago it was a beautiful McLaren 720S... Today it was every car guys "bucket list" dream machine.... The McLaren 765LT !!! THANK YOU TEAM WOODSIDE !!!B StewB Stew ★★★★★ They made a dream come true Bley was fantastic !James KearnsJames Kearns ★★★★★ very professionalfelix garciafelix garcia ★★★★★ Robert was a true professional and understood all details of my financing needs, i would recommend to all my enthusiast friends about Woodside!!Matthew WeaverMatthew Weaver ★★★★★ Qasim “Q” Shirazi continues to deliver on an exceptional experience! Q was attentive and thorough throughout the entire process. He makes getting deals through Woodside done easy. I will continue to return to Woodside for further financing needs and hope Q continues to call Woodside home.Joe GirolamoJoe Girolamo ★★★★★ Scott & Brent have been really helpful & informative.Woodside Credit made my dream car a reality. Been dreaming of a 1968 Camaro since I was 5 yrs old with my Matchbox Cars 😁 Now I have one (or almost have one)Thank you Woodside for making my dream a reality 🙏🏼😎John DurlingJohn Durling ★★★★★ You guys are awesome. Another solid experience with you all.CC ★★★★★ Qasim went above and beyond in helping move my McLaren loan along. I was in and out of the dealership in a couple hours with everything finalized in a day. Thanks Q!DarrenDarren ★★★★★ JOSH POWERSJOSH POWERS ★★★★★ Super helpful, Great to work withHenry WilsonHenry Wilson ★★★★★ Great helpJ Lin, M.D.J Lin, M.D. ★★★★★ Woodside is amazing to work with. This is my second exotic car loan and the whole underwriting process was easy and seamless. Highly recommended!Chris ThompsonChris Thompson ★★★★★ Fast efficient process. Job well done!ken dargisken dargis ★★★★★ In all my years of buying cars this was the best experience ever. Everyone was very helpful and informative. They also gave me options that lowered my rate. They made my dream come true. Thank You.Derek KaniaDerek Kania ★★★★★ Communication was fast and clear. Chase was awesome and made the process incredibly easyrobert greenrobert green ★★★★★ Very professional and they took all the heavy lifting out of the purchase process very satisfied with the service providedBryan CrawfordBryan Crawford ★★★★★ Purchase went very smooth and as expected. Perfect for a classic car as they understand the market more then other lendersForrest PerryForrest Perry ★★★★★ We all have to find balance between responsible living & maximizing the moments we have with a little extra fun. Kevin Vegas of Woodside helped make my dream car a reality. The process was smooth & painless. Terms fair. Service & communication exceptional. This is my first loan with Woodside, but it won’t be my last. I sincerely appreciate you guys helping me achieve one heck of a milestone!Matthew BradleyMatthew Bradley ★★★★★ I worked closely with Danny Popoca and the assistance was amazing! I had a very smooth and pleasant experience with Woodside Credit.Gary DrouillardGary Drouillard ★★★★★ Great experience, very professional, helpful and everything went well. When it's time to buy another car Woodside will get my business for sure. Thank You. Gary D.saruler1saruler1 ★★★★★ Woodside Credit made it so easy to pick up my Porsche 911 4S. Robert Ramos was on it from the start. Smooth and easy! Highly recommend them both!Bob BillerBob Biller ★★★★★ It was a pleasure dealing with Woodside. The process was quick and easy and the staff were terrific!Dr. Bob BillerJames SnyderJames Snyder ★★★★★ Applied for a loan thru Woodside. They told me no issues whatever you need were here to help. We delt with Qasim Shirazi, also known as Q. Guy, treated us like a good friend instead of a customer. We exchanged text back and forth about our cars. On our way home he asks how we were doing getting the car back. He was not only out lender but just an all-around good person. I would recommend Woodside for everyone buying a classic car and to deal with Q. Thank you again Qasim, you are awesome at your job, and the rest of the team who helped him to get our deal done. They are a 10 out of 10. Respectfully James, Debbie SnyderJohn FiechterJohn Fiechter ★★★★★ Thank you for all your helpSteven PezzulloSteven Pezzullo ★★★★★ Santiago MezaSantiago Meza ★★★★★ I worked with Robert Ramos on a loan for my classic car everything went very quickly and smoothlyRachel HendersonRachel Henderson ★★★★★ Ray ValenciaRay Valencia ★★★★★ Everything went super smooth!! I would definitely use them on my next Dream Car!!!Audi R8 🙏🏽Gregory YuabovGregory Yuabov ★★★★★ Smooth process, got me a loan quick and easy. Chase at Woodside was great to work with.Ellen BerryEllen Berry ★★★★★ Woodside Credit was amazing! We had many questions and concerns having never bought a classic car before. We were connected with Art Varela at Woodside. We could not be happier with him, kind, knowledgeable, professional and a great sense of humor. He was just what we needed, thanks again Art!Mark RasmussenMark Rasmussen ★★★★★ Quite simply. the best in the business for exotic, supercar or classic car financing. Fast. Professional. Pleasure to work with. I have seen the light and will never go elsewhere.MikeMike ★★★★★ Just purchase 72 Chevy pick up I worked with Art. He was fantastic to work with , Team was very responsive and helpful i if I did it again I would go back to Woodside.Dr. Josh EudoweDr. Josh Eudowe ★★★★★ Absolutely phenomenal experience throughout. Zelda, who handled everything for me, was incredible and made the entire process seamless. Will definitely be using Woodside over and over.Todd RegnaertTodd Regnaert ★★★★★ Woodside is an Excellent resource with great staff providing Top Notch service, support and follow through!Jorge BlazquezJorge Blazquez ★★★★★ Hans SoloHans Solo ★★★★★ Brian ManzerBrian Manzer ★★★★★ Amir and everyone involved made this a very easy experience for me. I highly recommend Woodside to everyone.Eddy RobertsonEddy Robertson ★★★★★ Great service, easy to reach and communicate with.Rick BoscardinRick Boscardin ★★★★★ Scott makes it smooth and easy every time.Dennis S.Dennis S. ★★★★★ What an incredible experience. This should be your first and only call when buying an exotic or collector car. Debbie went above and beyond ensuring my transaction was quick and seamless. Will definitely use them again!MARCO PACHECOMARCO PACHECO ★★★★★ Highly recommend, talked to three classic car financing companies. Woodside was by far best rates and Very easy to apply for and work with. Raj was very guick to answer any questions I had.Sal CannistraciSal Cannistraci ★★★★★ Had a great experience with Woodside Credit. Debbie Sanford has been great when it came to getting everything squared away with my loan. She was friendly and helpful. Answered all my questions.Sam BeckSam Beck ★★★★★ Excellent folks to work with. Very professional and honest.Brian MorrisBrian Morris ★★★★★ Marco TrujilloMarco Trujillo ★★★★★ Ron ForehandRon Forehand ★★★★★ Very easy to work with and protective of my interests (and theirs) to ensure a proper and legitimate funding and sale. Highly recommended.Kenneth Ball SrKenneth Ball Sr ★★★★★ Was really happy with the process from beginning to end. Even though the process was across states, everything moved along smoothly.Randy WardRandy Ward ★★★★★ Mushfiq SarkerMushfiq Sarker ★★★★★ Amir from the team was legendary. Closed in 36 hours. Excellent terms and rates for business owners like myself. Highly recommended!Doug LyonDoug Lyon ★★★★★ Woodside got me right into the amazing vehicle I wanted. They offered a very low payment that was perfect for my intent since I don’t plan on keeping the vehicle for many years. If I change my mind, I can refinance. But with my plans as they are, the low payment was great. Thanks Woodside (Scott).Gina IrwinGina Irwin ★★★★★ Jacob Freeman was absolutely incredible to work with. Provided a quote and answered questions immediately after my request and even after hours. Loan approval and financing was completed within 2 days. He also has a Hagerty Insurance rep on-site and was able to get coverage immediately which allowed the loan to be processed quickly. If I could give Jacob and Woodside more than 5 stars, I would!!!!! Great company and staff.Kevin Irwinjohn smallwoodjohn smallwood ★★★★★ Justin LacroixJustin Lacroix ★★★★★ Hands down best company I’ve used for a vehicle purchase would give 10 stars if allowed. Jeff Sparrow is extremely communicative and helpful, highly recommended. David Neff was also a huge help with insurance stuff. Phenomenal crew.Joshua FoxJoshua Fox ★★★★★ Great experience. Was a very easy and clear process. Super happy I went straight to Woodside and not through the dealer for financing. Zelda was professional and timely.Agim SalijaAgim Salija ★★★★★ Pete HeilandPete Heiland ★★★★★ Debbie is awesome to work with. Makes process so easy!Scott GreenScott Green ★★★★★ Robert Ramos with Woodside Credit was my finance guy and he made the entire process from start to finish an easy and fabulous experience. He even went above and beyond after the deal was closed to answer some of my concerns.Todd WernerTodd Werner ★★★★★ Jeff was terrific to work with and the process was easy.Ryan NickolRyan Nickol ★★★★★ I had an excellent experience with Woodside. I have a high credit score but like most small business owners the debt to income on the credit check isn't accurate because it doesn't tell the whole story. Chase, my rep, was able to identify that after I sent over a couple tax returns. 5 minutes later I was approved for more than I needed. When it comes time to buy the next toy, Woodside is the only call I'll make.Joseph PizzimentiJoseph Pizzimenti ★★★★★ Art and team from Woodside made my experience “scary easy”! Purchased my 1967 VW bus out of California and transporting home to Hawaii….. Seamless communication and smooth loan process ensured that seller and I were well informed throughout. Highly recommend for your classic car needs…. Mahalo Nui Loa Art!Steve ErathSteve Erath ★★★★★ Quick and easy, very easy application. Q kept me in the loop the entire time. Good experiencephil Spellphil Spell ★★★★★ Response to my inquiry was extremely fast. Amir and his team answered all my questions promptly. The entire process from start to finish was very smooth. Amir's follow up and patience was very much appreciated. To top it off Woodside had the best loan terms of all the companies I checked with. I highly recommend that you check them out.Robert DurbinRobert Durbin ★★★★★ Great customer service.Andrew GreenAndrew Green ★★★★★ I got the pleasure of having Robert Ramos helping me and I can tell you right now that man needs a raise! Absolutely the best customer service I’ve ever received from any company!Hot Headz MarineHot Headz Marine ★★★★★ Made my dream a reality 🙏🏼🏁Absolutely the best financer with the most simple, Fast, Easy, process & with Competitive rate. 💵Customer service second to NONE.🏆 I mean every single aspect Of my loan was handled more than professionally by an extremely experienced, caring individual. I only wished I would have known about. Woodside credit years ago.⭐⭐⭐⭐⭐Jacquelyn VJacquelyn V ★★★★★ Prompt, responsive, knowledgeable and fair.Q looked out for me from start to finish!What more can you ask for?Richard HartzRichard Hartz ★★★★★ a pleasure to work with!Johnny EdwardsJohnny Edwards ★★★★★ Great rates and great terms. Easy application process. Great customer service. I got my dream car at an affordable monthly payment. I know that everyone complains about the length of the term, but if you get your dream car and plan to keep it for life, 8 - 10 years is worth it. Especially if the car you purchase holds or increases in value. You can always walk away and sell your vehicle for a profit if your financial situation changes. At the end of the day, spoil yourself. I'm driving my dream car for the monthly payment of a well optioned BMW 5 Series! Just be ready to put up 25% as your down payment. That's the only real hurdle.Balthazar MejiaBalthazar Mejia ★★★★★ Debbie was Great to work with.Answered all my Questions, we had fun during the process and great experience overall. Even over the phone.This is my first classic car with Woodside. And Debbie is your go to person.Highly recommend.-Client from DC.rick grooverrick groover ★★★★★ Amir was outstanding to work with. He went above and beyond to ensure everything worked smoothly and the payment was sent to the dealer quickly. Can't say enough good things about Woodside and especially Amir Samii. I'd highly recommend giving them the chance to finance your new ride.Darren HillDarren Hill ★★★★★ I worked with Siraj and he was great to work with. He helped me every step of the way. He did great by me. Thanks again!Dan WestDan West ★★★★★ I was very impressed out how easy it was to get a loan for a collector vehicle. The process was super-fast, completely done remote, and the appraisal process whent very smooth as wellFabio CFabio C ★★★★★ Danny and Art were super helpdful throughout the whole process. They answered all my questions, contacted the dealership, and quickly funded the deal making sure all the details were taken care of and that no delay took place. Highly recommend relying on Woodside Credit to make your dream car come true!Harold SnowballHarold Snowball ★★★★☆ These guys are great! Quick response, great communications and super helpful. I will use them again!js_loader

What Makes a Car "Classic"?

Woodside Credit finances vehicles that are 25 years or older, covering a wide range of iconic classics— from pony cars like the Ford Mustang and hot rods like the Ford Coupe to muscle cars such as the Chevrolet Chevelle, as well as vintage SUVs and trucks like the early Ford Bronco and Chevrolet C10. This also includes JDM (Japanese Domestic Market) vehicles and the Porsche 911, which have become increasingly popular among collectors. Want to learn more about what qualifies a car as a classic? Check this blog for more details.

Woodside Credit is designed for you, no matter how you buy. Our loan program offers refinancing, including cash-out refinancing for purchases made within the past six months. We also provide financing for lease buyouts.

See Low Payments in Action

Curious to see what low monthly payments actually look like? Woodside Credit’s financing is featured on top classic car platforms across the web to help buyers shop with confidence. Visit AutoTrader Classics, PCA Mart, and ClassicCars.com to explore vehicle listings with real monthly payment estimates powered by Woodside Credit.

CLASSIC CAR LOAN EXAMPLE
FORD BRONCO
$262,400

Typical Bank

$3,790* Typical auto loan payment of $3,790.00 based on a purchase price of $262,400 with 20% down and 9.06% APR financing for 72 months.

72 month term

Woodside Payment

$2,102* Monthly payment of $2,101.99 based on a purchase price of $262,400 with 20% down and 8.78% APR financing for 180 months. Rate with optional AutoPay (ACH Debit) discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay discount are up to .75% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.

180 month term

Payment Difference

$1,688

CLASSIC CAR LOAN EXAMPLE
SHELBY MUSTANG GT500
$175,000

Typical Bank

$2,530* Typical auto loan payment of $2,530.00 based on a purchase price of $175,000 with 20% down and 9.09% APR financing for 72 months.

72 month term

Woodside Payment

$1,578* Monthly payment of $1,578.04 based on a purchase price of $175,000 with 20% down and 8.81% APR financing for 144 months. Rate with optional AutoPay (ACH Debit) discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay discount are up to 0.75% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.

144 month term

Payment Difference

$952

red corvette stingray

CLASSIC CAR LOAN EXAMPLE
CHEVROLET CORVETTE STINGRAY
$65,000

Typical Bank

$990^ Typical bank payment of $990.02 based on a purchase price of $65,000.00 with 10% down and 6.74% APR Financing for 72 months. TT&L may also be financed. Not all applicants will qualify.

72 month term

Woodside Payment

$762^^ Monthly payment of $762.09 based on a purchase price of $65,000.00 with 10% down and 9.66% APR financing for 120 months. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change.

120 month term

Payment Difference

$228

Classic Car Loan Process

1

Quick Quote

With no obligation and no credit review, a quick quote estimates your low monthly payment on the vehicle of your choice.

2

Application

Complete online or over the phone
and receive a decision in a day or less.

3

Quick Funding

Once satisfied, loan docs are completed via eSign. If required, vehicle verifications can be done virtually.

Still Need Some Convincing?

Classic Car Financing

What Our Customers Say

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Enjoy a lower rate with AutoPay*

Disclosure: *AutoPay discount (ACH Debit) is only available prior to loan funding. Rates without AutoPay discount are 0.50% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.