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Woodside Credit Logo

Classic Car Finance Built for Enthusiasts

Woodside Credit offers an unmatched loan program designed for car enthusiasts and collectors, providing unparalleled service. Our specialized focus ensures smooth transactions, underpinned by thorough valuation insights, digital collateral verification, and a deep understanding of borrowers’ needs.

Quick Quote
Call Us: 949-717-5100

Your Go-to Classic Car Lender

Buy & Finance from Anywhere

The Woodside lending program goes wherever you go. Whether you are on a showroom floor, at a neighbor’s garage, or on the bidding block, purchase with confidence.

From First-timers to Seasoned Enthusiasts

Experience personalized service and convenient eSign, paired with full-service loans. Woodside works with your seller and can even handle title work for you.

Lowest Payments in America

Flexible terms and competitive rates are unmatched, allowing for the Woodside lending program to be a low payment leader. It’s the reason we resonate with gearheads, and why repeat clients are our normal.

Loans Built For Classic Cars

Woodside finances vehicles with a selling price between $20,000 and $1 million, with a minimum loan amount of $10,000. Our terms are straightforward: no prepayment penalties, no balloon payments, and no nonsense.

Classic Car Financing With Low Monthly Payments

Keep more cash in hand. Woodside Credit loans are built for those who keep their money working hard elsewhere—from business owners who appreciate the option to make a low minimum payment to cash savvy collectors who keep their money working in investments—and everyone in between. See the lowest payments in America in action.

A Loan Program Built For You

Woodside Credit is designed for you, no matter how you buy. Our loan program offers refinancing, including cash-out refinancing for purchases made within the past six months. We also provide financing for lease buyouts. 

All of this is powered by the Woodside Credit team, ensuring a seamless experience from start to finish. With our program, you can enjoy the security of low monthly payments. Start your application today and take the first step towards your next classic.

CLASSIC CAR LOAN EXAMPLE
FORD BRONCO
$262,400

Typical Bank

$3,535* Typical bank payment of $3,535.38 based on a purchase price of $262,400.00 with 20% down and 6.57% APR financing for 72 months.

72 month term

Woodside Payment

$2,196** Monthly payment of $2,196.16 based on a purchase price of $262,400.00 with 20% down and 9.53% APR financing for 180 months. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change.

180 month term

Payment Difference

$1,339

CLASSIC CAR LOAN EXAMPLE
SHELBY MUSTANG GT500
$175,000

Typical Bank

$2,360* Typical bank payment of $2,360.03 based on a purchase price of $175,000.00 with 20% down and 6.60% APR financing for 72 months.

72 month term

Woodside Payment

$1,638** Monthly payment of $1,637.53 based on a purchase price of $175,000.00 with 20% down and 9.56% APR financing for 144 months. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change.

144 month term

Payment Difference

$722

ford mustang loans
red corvette stingray

CLASSIC CAR LOAN EXAMPLE
CHEVROLET CORVETTE STINGRAY
$65,000

Typical Bank

$990^ Typical bank payment of $990.02 based on a purchase price of $65,000.00 with 10% down and 6.74% APR Financing for 72 months. TT&L may also be financed. Not all applicants will qualify.

72 month term

Woodside Payment

$762^^ Monthly payment of $762.09 based on a purchase price of $65,000.00 with 10% down and 9.66% APR financing for 120 months. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change.

120 month term

Payment Difference

$228

MichaelMichael ★★★★★ Exceptional service!! Could not be more pleased with Woodside. Chase was very responsive. The process was easy and fast.Alex SligerAlex Sliger ★★★★★ Jacob Freeman was amazing to work with. He made the entire process simple and was able to accommodate me multiple times after business hours. The customer service was top tier.Michael NoakesMichael Noakes ★★★★★ Elvira at Woodside Credit is terrific. I was extremely frustrated about registering my brand new 911 under a Montana LLC and was expressing that feeling when she picked up the phone, listened to me complain about the registered agent (in Montana) for at least five minutes, and calmly promised to complete the process with a more reputable one. I don’t have to do anything, which is always my favorite way to get complicated/redundant tasks done. If you want to save a bunch on taxes and registration and avoid silly inspections in your home state, finance through Woodside and ask for Elvira to assist with the title. Dr. MAGNgarybeneducigarybeneduci ★★★★★ Chase Johnson was very responsive. The process was easy and fast. We also purchased the insurance which made it more convenient.Juan SicairosJuan Sicairos ★★★★★ Zelda is AWESOME!!!!!She made this happen, easy to work with and very pleasant! I tally give her credit for being on top of my paper while her manager team was relaxed.I didn’t have a pleasant time with managers!Zelda, Was the reason why I stayed with woodside!All in All, I would definitely say too use WoodsideChrisChris ★★★★★ Truly a tale of two stories.For as long as I can remember, I dreamed of owning a Porsche. I've come close a few times over the years, but things never panned out. Finally, after selling my car, I was determined to get into one.Rates and financing in general are insane right now, but I was lucky to find Woodside. I've never shopped for cars in this specific category before, so the concept of exotic lending was lost on me — I had originally planned to go with my credit union.Then I met Chase at Woodside who helped me from my very casual initial inquiry, all the way to closing the deal with the dealership on my 992 C4S. It was quite the journey where the dealer was incredibly unresponsive and they were 4 hours away so it was not like I could pop in to say hello. What should've been a 1-2 day exchange, dragged on for over a week.Through it all, Chase kept me updated multiple times a day, sending me copies of what was sent to the dealer, and letting me know how they were not being very forthcoming with information they needed to move the deal forward. I was eager to close the deal by the weekend so I could fly up and drive the car down, but the dealer's lack of attention made me quite anxious about that. Chase, aware of my desire to get it closed ASAP, really went over the top with communication. He would respond late at night, early in the morning, even on weekends. I felt bad since I didn't expect a response on Sunday night lol.Despite all the hurdles, Chase was able to play critical role in helping me push this deal forward with the dealer and I couldn't be happier. Not only did I end up with a new car, but I also feel like I made a friend! While I wouldn't hesitate to recommend Woodside, my full vote of confidence goes to Chase. If you are interested in exploring their services, definitely request Chase because he won't let you down. Thanks, Chase!Anthony TrapizonaAnthony Trapizona ★★★★★ I never bought a car out of state before, let alone with needing bank to work with. Emily was amazing to work with, no complaints what so ever. She was able to answer any questions i had being this was my first time doing something like this! i will 100% be calling Emily again in the future for something else when time comes! Highly Recommend, i won't even look else whereJoecode CodeJoecode Code ★★★★★ The folks at Woodside Credit were very friendly....easy-to-work with. The entire process took approximately 5 business days to close the deal. This is my second rodeo with with them. I originally finance a Lambo Hurrican, and now I am also financing Lambo STO.sandra duvenecksandra duveneck ★★★★★ The individuals who assisted my family secure a vehicle loan were outstanding. They were timely, courteous , and knowledgable. I was purchasing a vehicle from out of state so I was a bit nervous. They helped me in every way and I'm very appreciative.cody owencody owen ★★★★★ I was looking for a car loan that was flexible with long term if need and short term if and when I could pay down faster woodside offered that the staff Xyrine Dapal was my loan consultant she was absolutely out standing she helped with all of my questions and this was all new to me so I had lots of those. It took me several months to find exactly what I was looking far and they were very patient and understanding. The actual paperwork and the whole process was extremely easy and painless.Thanks again.Justin FiliaJustin Filia ★★★★★ Excellent customer service. Would highly recommend Woodside to anyone.wb staggswb staggs ★★★★★ Woodside is the Best!Always polite and professional, always accessible and willing to answer any questions.The whole team was great to deal with.Bill S.DAVID ROMERODAVID ROMERO ★★★★★ Danny was the best fast freidlly service easy applicationSteven FischerSteven Fischer ★★★★★ Everyone was very helpful and made the loan process very easy.I normally finance locally but as easy and quick as it was working with Woodside Credit has changed my mind about out of state financing.Great job guys!Roberto BarrocasRoberto Barrocas ★★★★★ Totally blown away how quick and easy this was. Chase and Danny were excellent!Tony RomaniTony Romani ★★★★★ This is the 12th vehicle I've Financed with Woodside. Always an easy and hassle free experience, plus they are truly concierge level. No need to run to the DMV and get a tag, it comes in the mail. I'll be back!Ronald Pimpao (RP)Ronald Pimpao (RP) ★★★★★ Easy and effortless loan processBill BirdsongBill Birdsong ★★★★★ Very fast underwriter response. Real people actually answer the phone. Eager to answer questions and explain processes.orlando perez-jrorlando perez-jr ★★★★★ Really fast and experienced serviceSteve CoxSteve Cox ★★★★★ I have wanted an Audi R8...well, since the first time I saw one. This year I finally decided to see that to fruition.The used car world is just as frustrating as ever, but it really helped having Woodside as my finance company; especially Zelda Perez.She showed tons of patience with me, as I changed my mind on several different cars, and she always communicated quick and made sure I understood everything about the process.She was never more than a phone call away when I had questions, and was always friendly & enthusiastic.She is what made this a 5 star experience!!I will not hesitate to use Woodside for any future exotic/collector purchases, and I will definitely request Zelda as my loan consultant.Patrick BradyPatrick Brady ★★★★★ Robert Ramos made the process beyond easy & help me get my dream car! Huge thank you! Would definitely recommend Woodside!Mike WadeMike Wade ★★★★★ Art was my loan officer. He was great. Process was fast and painless. I will definitely use on my collector cars in the futureRussell ReelRussell Reel ★★★★★ Gold MillsGold Mills ★★★★★ The consultant was very helpful, knowledgeable, and professional throughout my process!Rick ThomasRick Thomas ★★★★★ Woodside Credit made it so easy for my purchase.MARCELA HOMESMARCELA HOMES ★★★★★ Great to work with Kristopher Bley will take care of you. Great experience.Dave GolderDave Golder ★★★★★ Great company to deal with, very quick, very professional.Warrior TransportWarrior Transport ★★★★★ very quick and easy pain free experience. thank youMathew Kimo FergusonMathew Kimo Ferguson ★★★★★ jay pateljay patel ★★★★★ Very easy and simple process!Highly recommend!!Eduardo GarciaEduardo Garcia ★★★★★ Swift, great communication, deal done signed and car picked up in a few days.James PetersonJames Peterson ★★★★★ Wonderful company made it very easy to purchase my dream truck.kenneth kobeekenneth kobee ★★★★★ Easy to Deal with, Prompt to take care of concerns!miguel lauandosmiguel lauandos ★★★★★ Great company. Robert was awesome. Thank you.TrackDaddyTrackDaddy ★★★★★ Seamless transaction. Will recommend and use again. Jerry Alspach was great!Gordon WashburnGordon Washburn ★★★★★ Great company, great people they work hard to get you your dream car, second time using them very happy.Julio DJulio D ★★★★★ I Bought this beauty recently and Woodside Credit made it possible. Scott and staff made the process super easy and painless. There patience and clear communication made this a great experience. I would definitely use them again and definitely recommend them. Thanks again!Rodney ReedRodney Reed ★★★★★ Everyone I talked with were extremely helpful and friendly! I would recommend them highly!RodneyRobert SelvaggiRobert Selvaggi ★★★★★ Great process. Amir was a pleasure to work with.Good ThingsGood Things ★★★★★ Very helpful and a pleasure to work with. Thank you. 1971 Chevrolet Chevelle ConvertibleTony ValienteTony Valiente ★★★★★ I am on my 3rd loan for classic cars with Woodside and these are guys to do business with! Fast, efficient, competitive rates, and convenient terms. A special shout out to Jeff Sparrow who works all hours and sticks with the process till you're funded! I highly recommend him.Albert FriendAlbert Friend ★★★★★ Great, fast & easy. They did most of the leg work. And worked harder then the dealership did. Jeff S was amazing!Jess StephensJess Stephens ★★★★★ They were very easy to work with and very thorough. I appreciate the extra effort that they put into communicating with the dealer. I dealt with Art and he was very pleasant!Sean McCaffertySean McCafferty ★★★★★ Woodside Credit enabled me to purchase a beautiful collector car! It has been a childhood dream. "Life is not a dress rehearsal"! Woodside will help you to make that investment in a collector grade automobile and fulfill that dream. Robert Ramos and the team at Woodside has been nothing but professional throughout the buying process. Thank you Woodside!Luke RottaLuke Rotta ★★★★★ Woodside Credit was a pleasure to work with. It was a very easy process and they walked me through each step along the way. The were also able to fund the purchase quickly. I'll definitely be back for another loan!Graham MonteathGraham Monteath ★★★★★ Working with Woodside Credit was simple, effortless and the application was processed very quickly.Great Customer Experience.Thank youJulienne HogarthJulienne Hogarth ★★★★★ I have bought and financed numerous cars over the years and this institution performed one of the most seamless financing processes I have ever experienced. Xyrine my rep kept me informed at all times and returned any calls or emails quickly, even on her day off. Buying a car out of state I have to rely on my inspector as well as the lender to protect my interests and they did great, much to my comfort. I highly recommend Woodside for financing.eric perezeric perez ★★★★★ Great and easy experience with Woodside. David was very helpful and understanding and made the process go smooth. It's my first experience buying a classic car and it was a great one. I never thought that I would be able to get a replica of my childhood dream car, and now I get to drive it. I Highly recommend themBruce LaukaitisBruce Laukaitis ★★★★★ Great Customer service!Mark CsikosMark Csikos ★★★★★ This is my first time purchasing an exotic car and cannot say enough about how easy and straightforward Zelda made the process for me. I cannot thank her or Woodside credit enough for making my dream a reality. Whether you’re a first time buyer, like myself or regular car enthusiast, I would strongly recommend reaching out to Zelda at Woodside credit.Jason ChampaigneJason Champaigne ★★★★★ Woodside made the purchase of my dream vehicle easy. The offered me very very terms and payment options. The process was so smooth.Bjorn HansenBjorn Hansen ★★★★★ Super super fast and responsive service from everyone involved in this transaction, would for sure use Woodside again.Tyler RiddleTyler Riddle ★★★★★ Xyrine is a shining star! This was genuinely the easiest and best experience ever.james leadyjames leady ★★★★★ Danny Popoca was my representative at Woodside and he handled everything seamlessly. Quick responses to emails, phone calls, and text messages made me feel comfortable and as if Danny cared about me as a customer. The whole process from finish to end was 1 week. It would have been completed quicker if we didn't have to wait on the dealership to provide some paperwork. I have already referred them to a friend of mine whos has decided he now wants to buy a classic car. They even had an inspection done on the car to make sure it was in the condition stated on the dealerships website. That was encouraging since I had not been able to see the car in person. This entire purchase was completed via phone, text, and email. This was the first time I had ever bought a car without seeing the car or the people I am dealing with in person. I was nervous but everything with Woodside Credit went far better than I had ever expected. If I was in the marketing business (which I'm not) my slogan for them would be "When in doubt, give Woodside credit a shout." After my bank had told me they wanted me to take out a home equity to purchase this car, to which I said no! I was in doubt and I searched the internet for classic car financing. Woodside wasn't even the first to pop up, but I liked what I saw on their website. I applied for preapproval online and I believe it was less than an hour when I received my approval back from them. The rest is history. I am now the proud owner of a classic Mustang 1 week after my bank told me no.Ennio MannellaEnnio Mannella ★★★★★ Talked to Jerry and he managed to accommodate my payments to what I wanted! Pretty smooth transaction!Charles BrettnerCharles Brettner ★★★★★ Woodside Credit afforded me the ability to my dream car at a reasonable rate. Their team was fast, efficient, and very professionalBill CochraneBill Cochrane ★★★★★ The crew at Woodside made this so easy I’m ready for the next one. The team anticipated every detail and potential wrinkle, taking care of everything. Well DoneJustin MooreJustin Moore ★★★★★ My experience with Robert was phenomenal. He was incredibly responsive, efficient and made my transaction seamless; highly recommend and would certainly utilize him again.Jorge LopezJorge Lopez ★★★★★ Great company and easy to work with, won't finance my exotics anywhere else!Darrell's MDarrell's M ★★★★★ Working with Robert from Woodside Credit was one of the best experiences I've had with buying a car. He is very detailed oriented and helpful and made the whole process so smooth and easy. I'll definitely be working with Robert again on my future automobile purchases.Thank you Robert!ErnestM OrtegaErnestM Ortega ★★★★★ The Woodside agent went beyond normal customer assistance. When their was a problem with my insurance addition off this new vehicle and processing time your agent assured a worried seller that Woodside was funding but was waiting for the insurance waiver before processing.Ron EdwardsRon Edwards ★★★★★ What an awesome experience, really easy and Xyrine was fantastic. I completed the loan while at work overseas.I would not go anywhere else for a classic car loan.richard millerrichard miller ★★★★★ always greta to work with. Danny and Amir were great!Dale WolfDale Wolf ★★★★★ Easy, fast, fun.Chris mcmillanChris mcmillan ★★★★★ Great people to work with!!! I now feel I have the right finance company to work with me on my next car venture!steve hurtsteve hurt ★★★★★ Great group to work with! Everyone was very interested in helping and always trying to do what was easiest for us to do to get the deal done. JUST AN ALL ROUND GREAT GROUP OF PEOPLE!!!Scott BrightScott Bright ★★★★★ Great folks to work with!!!ThumbgasThumbgas ★★★★★ Easy and Fast transaction,super friendly and professional staff. Wife and I are super happy with our purchaseRoddy StilesRoddy Stiles ★★★★★ This is my newest baby and thanks to chase Johnson and the Woodside credit staff these guys made it all happen for me . A very knowledgeable and professional group of people . All very friendly and courteous and all will bend over backwards to help you through the process. Thank you guys for everything. And a very special thank you to Chase Johnson who has went threw this whole process with me at Woodside Credit now I finally have my dream scout I’ve always wanted I can’t thank you enough for all you’ve done for me . Thank you brotherStephen BasilottoStephen Basilotto ★★★★★ Zelda was simply outstanding working me through all the “crazy” in purchasing an exotic car from out of country and the lengthy process of titling it in the US. Highly recommend Woodside and Zelda Perez.Bradey ChristensenBradey Christensen ★★★★★ Super friendly, super responsive, and a very simple process. 5 stars all around and would absolutely recommend to anyone looking for classic or collector car financing.Charles SmithCharles Smith ★★★★★ Woodside Credit was a good experience when I found the truck I wanted. I reached out to them and they handled everything with the seller and with the financing.Mirt GoldsmithMirt Goldsmith ★★★★★ Very simple process. Helpful personnel even helped me get great deal on insurer me collector vehicle. Entire process was seamless and fast!Dan FitzgeraldDan Fitzgerald ★★★★★ Jeff Sparrow was awesomeJames HuffmanJames Huffman ★★★★★ This was my first time using Woodside. Amir helped me through the process very quickly, I was shocked out fast it all was. In 2 business days he closed the loan and had it funded. He a pleasure to work with on this purchase. Everything was very straightforward and transparent. Would highly recommend to anyone!Michael CirlincioneMichael Cirlincione ★★★★★ This is my first experience with Woodside and it has been an absolute pleasure. Kevin V. is a professional and very knowledgable. Emily made the paperwork simple. I would highly recommend team Woodside. Thank you for helping me obtain my dream car.Bragi SigurdssonBragi Sigurdsson ★★★★★ Art was very responsive, I would have liked a better rate lol, overall very easy to deal with.Charles CarpenterCharles Carpenter ★★★★★ This is the second classic car I’ve financed with woodside credit. I’m more than pleased with the ease of the transaction from beginning to end. Robert Ramos was outstanding to work with !!CHARLES BRUCECHARLES BRUCE ★★★★★ Great folks to deal with. Very fast response and closing of loan.Brian JohnsBrian Johns ★★★★★ Another great experience with Woodside, will always use them for significant purchases.Carter hughesCarter hughes ★★★★★ My experience with Woodside Credit was very professional and pleasant to say the least!The staff is more than helpful and very knowledgeable of the lending process and every aspect that goes into the purchase of a classic car.Emily was awsome!! Robert was great as well! I will definitely use this lender again!SincerelyCarteredward musgroveedward musgrove ★★★★★ Great service fast and easy process thanksBrian WattsBrian Watts ★★★★★ Very happy with the whole process. Went very smoothly and closed within 7 days with Hot Rod in hand.SERGIO RODRIGUEZSERGIO RODRIGUEZ ★★★★★ Xyrine was great, it was an easy process. honestly, I was pretty hesitant but luckily I gave them a shot. Highly recommend them for anyone searching for their dream cardAlan AndersonAlan Anderson ★★★★★ I had a great experience with Woodside! Zelda made the process so easy. I would highly recommend using them to anyone looking to purchase a classic! Thank youtodd alphintodd alphin ★★★★★ 6th exotic with Woodside !!Jerry A is the best - I would not use anyone elseKhai NguyenKhai Nguyen ★★★★★ kevin vegas. made everything so easy and simple to purchase your dream carW KnightW Knight ★★★★★ Working with Woodside credit was very easy, they worked directly with my car dealer and insurance broker and the process was very smooth, will work with Woodside again in the future.Jeff CookJeff Cook ★★★★★ S GS G ★★★★★ We had a great experience with Woodside. Our 3rd purchase utilizing their program. Very smooth and easy to work with Art V and his team. I do recommend them for anyone purchasing six figure vehicles. Their options are top notch.js_loader

Classic Car Loan Process

Quick Quote

With no obligation and no credit review, a quick quote estimates your low monthly payment on the vehicle of your choice.

Application

Complete online or over the phone
and receive a decision in a day or less.

Quick Funding

Once satisfied, loan docs are completed via eSign. If required, vehicle verifications can be done virtually.

Still Need Some Convincing?

Classic Car Financing

What Our Customers Say

Woodside Credit Logo

*Monthly payment of $555.05 based on a purchase price of $50,000.00 with 15% down and 9.72% APR financing for 120 months. Monthly payment of $937.71 based on a purchase price of $100,000.00 with 20% down and 9.60% APR financing for 144 months. Monthly payment of $1,674.88 based on a purchase price of $200,000.00 with 20% down and 9.54% APR financing for 180 months. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change. All trademarks, logos and brand names are the property of their respective owners.

 
NMLS #960841 | CA Finance Lender License #6039423
 
 
*.Monthly payment of $2,442.60 based on a purchase price of $305,000.00 with 20% down and 8.78% APR financing for 180 months. Typical bank payment of $4,108.26 based on a purchase price of $305,000.00 with 20% down and 6.56% APR Financing for 72 months. Monthly payment of $1,578.04 based on a purchase price of $175,000.00 with 20% down and 8.81% APR financing for 144 months. Typical bank payment of $2,360.03 based on a purchase price of $175,000.00 with 20% down and 6.60% APR Financing for 72 months. TT&L may also be financed. Not all applicants will qualify. All trademarks, logos and brand names are trademarks are property of their respective owners.
 NMLS #960841 | CA Finance Lender License #6039423
 
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