Classic Car Finance & Loans Built for Enthusiasts

Enjoy a loan program crafted exclusively for car enthusiasts and collectors. At Woodside, our sole focus on collector vehicles ensures a streamlined experience for everything from classic and vintage cars to exotics and ultra-luxury masterpieces. Every step is tailored to you and your vehicle, with expert valuations, hassle-free inspections, and secure, fast funding. Whether it’s your first fun car or the latest addition to your collection, Woodside Credit makes the journey seamless and enjoyable.

Your Go-to Classic Car Lender

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Buy & Finance from Anywhere

The Woodside lending program goes wherever you go. Whether you are on a showroom floor, at a neighbor’s garage, or on the bidding block, purchase with confidence.

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From First-timers to Seasoned Enthusiasts

Experience personalized service and convenient eSign, paired with full-service loans. Woodside works with your seller and can even handle title work for you.

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Lowest Payments in America

Our competitive rates are unmatched, allowing for the Woodside lending program to be a low payment leader. It’s the reason we resonate with gearheads, and why repeat clients are our normal.

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Loans Built For Classic Cars

Woodside finances vehicles with a selling price between $20,000 and $1 million, with a minimum loan amount of $10,000. Our terms are straightforward: no prepayment penalties, no balloon payments, and no nonsense.

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What Makes a Car "Classic"?

Woodside Credit finances vehicles that are 25 years or older, covering a wide range of iconic classics— from pony cars like the Ford Mustang and hot rods like the Ford Coupe to muscle cars such as the Chevrolet Chevelle, as well as vintage SUVs and trucks like the early Ford Bronco and Chevrolet C10. This also includes JDM (Japanese Domestic Market) vehicles and the Porsche 911, which have become increasingly popular among collectors. Want to learn more about what qualifies a car as a classic? Click the link for more details.

Woodside Credit is designed for you, no matter how you buy. Our loan program offers refinancing, including cash-out refinancing for purchases made within the past six months. We also provide financing for lease buyouts.

See Low Payments in Action

Curious to see what low monthly payments actually look like? Woodside Credit’s financing is featured on top classic car platforms across the web to help buyers shop with confidence. Visit AutoTrader Classics, PCA Mart, and ClassicCars.com to explore vehicle listings with real monthly payment estimates powered by Woodside Credit.

CLASSIC CAR LOAN EXAMPLE
FORD BRONCO
$262,400

Typical Bank

$3,790* Typical auto loan payment of $3,790.00 based on a purchase price of $262,400 with 20% down and 9.06% APR financing for 72 months.

72 month term

Woodside Payment

$2,102* Monthly payment of $2,101.99 based on a purchase price of $262,400 with 20% down and 8.78% APR financing for 180 months. Rate with optional AutoPay (ACH Debit) discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay discount are up to .75% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.

180 month term

Payment Difference

$1,688

CLASSIC CAR LOAN EXAMPLE
SHELBY MUSTANG GT500
$175,000

Typical Bank

$2,530* Typical auto loan payment of $2,530.00 based on a purchase price of $175,000 with 20% down and 9.09% APR financing for 72 months.

72 month term

Woodside Payment

$1,578* Monthly payment of $1,578.04 based on a purchase price of $175,000 with 20% down and 8.81% APR financing for 144 months. Rate with optional AutoPay (ACH Debit) discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay discount are up to 0.75% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.

144 month term

Payment Difference

$952

red corvette stingray

CLASSIC CAR LOAN EXAMPLE
CHEVROLET CORVETTE STINGRAY
$65,000

Typical Bank

$990^ Typical bank payment of $990.02 based on a purchase price of $65,000.00 with 10% down and 6.74% APR Financing for 72 months. TT&L may also be financed. Not all applicants will qualify.

72 month term

Woodside Payment

$762^^ Monthly payment of $762.09 based on a purchase price of $65,000.00 with 10% down and 9.66% APR financing for 120 months. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change.

120 month term

Payment Difference

$228

Classic Car Loan Process

1

Quick Quote

With no obligation and no credit review, a quick quote estimates your low monthly payment on the vehicle of your choice.

2

Application

Complete online or over the phone
and receive a decision in a day or less.

3

Quick Funding

Once satisfied, loan docs are completed via eSign. If required, vehicle verifications can be done virtually.

Still Need Some Convincing?

Classic Car Financing

What Our Customers Say

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Enjoy a lower rate with AutoPay*

Disclosure: *AutoPay discount (ACH Debit) is only available prior to loan funding. Rates without AutoPay discount are 0.50% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.