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Cookie Policy

Introduction
Woodside Credit uses cookies for site monitoring and analytics, to customize user experiences, and provide better service via our site (collectively, the “Site”).  This Cookies Policy should be read together with our above Privacy Policy.

What is a Cookie
A cookie is a small, electronic text file that is downloaded on to devices (computer, smartphone, tablet, etc.) when you access a website.  Each time you re-access a website a cookie is sent back which allows the site to monitor your website activity. This tracking technology allows sites to recognize you, remember your preferences, and show relevant information which helps to maximize your user experience. 

Types of Cookies
Woodside Credit uses both first and third-party cookies on its Site:

  • First-party cookies: These include session and persistent cookies used to track information of site visitors. A session cookie is placed on a user’s device and exists until they log out or leave the site. A persistent cookie continues to exist on a user’s device for an extended period after they leave the site.
  • Third-party cookies: These are used by hired vendors to analyze information on behalf of Woodside Credit for our own marketing purposes. The information shared with and analyzed by third-party vendors is contractually limited.
  • Strictly Necessary Cookies: These cookies are essential for providing the necessary settings to ensure our website’s features and services function as expected. These cookies cannot be opted out of as they are crucial for the website’s core functionalities, such as security, network management, and accessibility.

Your Consent and Managing Cookies
By using Woodside Credit’s Site you consent to this Cookies Policy and the placement of cookies on your device. If you do not wish to have cookies placed on your device, please reject and opt out of cookies when prompted. You may also be able to reject cookies by adjusting your cookie preferences in your browser settings. However, blocking and rejecting cookies may limit the Site’s functionality and associated features. Note that strictly necessary cookies are

  1. Gathering, Using, and Sharing Information
    Woodside Credit does not allow any third-parties to track information obtained from our Site. Additionally, Woodside Credit does not share or sell user information to anyone outside of or our organization. Woodside Credit only shares data with third-party vendors hired to help accomplish our marketing objectives.
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Monthly payment of $549.20 based on a purchase price of $50,000.00 with 15% down and 9.47% APR financing for 120 months. Monthly payment of $926.28 based on a purchase price of $100,000.00 with 20% down and 9.35% APR financing for 144 months. Monthly payment of $1,650.77 based on a purchase price of $200,000.00 with 20% down and 9.29% APR financing for 180 months. Rate with optional AutoPay (ACH Debit) discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay discount are 0.25% higher. Best rates are available for credit scores of 700 and above. TT&L mayalso be financed. Not all applicants will qualify. Rates and terms are subject to change without notice. All trademarks, logos and brand names are the property of their respective owners.

NMLS #960841 | CA Finance Lender License #6039423
 
 
*.Monthly payment of $2,442.60 based on a purchase price of $305,000.00 with 20% down and 8.78% APR financing for 180 months. Typical bank payment of $4,108.26 based on a purchase price of $305,000.00 with 20% down and 6.56% APR Financing for 72 months. Monthly payment of $1,578.04 based on a purchase price of $175,000.00 with 20% down and 8.81% APR financing for 144 months. Typical bank payment of $2,360.03 based on a purchase price of $175,000.00 with 20% down and 6.60% APR Financing for 72 months. TT&L may also be financed. Not all applicants will qualify. All trademarks, logos and brand names are trademarks are property of their respective owners.
 NMLS #960841 | CA Finance Lender License #6039423
 
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Enjoy a lower rate with AutoPay*

Get a Quick Quote
Disclosure: *AutoPay discount (ACH Debit) is only available prior to loan funding. Rates without AutoPay discount are 0.25% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.