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Debbie Sanford Loan consultant

Debbie Sanford

  • Texas District Manager
  • [email protected]
  • 1-800-717-6692
  • Let Debbie’s 17-year automotive sales history get you into your next exotic or collector car, or help take your dealership’s sales to the next level. With a focus on relationship building and top-tier service, trust the classic and exotic vehicle expertise Debbie brings to the table.
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Nonprofit Spotlight:
Anna's Angels

Outside of work, Debbie spends her time fostering dogs through Anna’s Angels. Its mission is to bring awareness to the homeless pet overpopulation. Their life-saving efforts have resulted in a change in the lives of several thousand local Hardin County Texas and Southeast Texas dogs.

saruler1saruler1 ★★★★★ Woodside Credit made it so easy to pick up my Porsche 911 4S. Robert Ramos was on it from the start. Smooth and easy! Highly recommend them both!Bob BillerBob Biller ★★★★★ It was a pleasure dealing with Woodside. The process was quick and easy and the staff were terrific!Dr. Bob BillerDwayne SimmonsDwayne Simmons ★★★★★ Great experience with Woodside Credit!Igor & Georgina RochaIgor & Georgina Rocha ★★★★★ Great and easy to work with!Just got my Ferrari 812 Superfast and Debbie was amazing!!! For sure using them again for my next car.James SnyderJames Snyder ★★★★★ Applied for a loan thru Woodside. They told me no issues whatever you need were here to help. We delt with Qasim Shirazi, also known as Q. Guy, treated us like a good friend instead of a customer. We exchanged text back and forth about our cars. On our way home he asks how we were doing getting the car back. He was not only out lender but just an all-around good person. I would recommend Woodside for everyone buying a classic car and to deal with Q. Thank you again Qasim, you are awesome at your job, and the rest of the team who helped him to get our deal done. They are a 10 out of 10. Respectfully James, Debbie SnyderJohn FiechterJohn Fiechter ★★★★★ Thank you for all your helpSteven PezzulloSteven Pezzullo ★★★★★ Santiago MezaSantiago Meza ★★★★★ I worked with Robert Ramos on a loan for my classic car everything went very quickly and smoothlyKhashayar ChangiKhashayar Changi ★★★★★ Great experience. I worked with Siraj and he helped me throughout the process. Highly recommend him and Woodside creditRachel HendersonRachel Henderson ★★★★★ Michael LewisMichael Lewis ★★★★★ Easiest car buying experience and I used to sell cars. I have never purchased an older automobile but knew of three finance companies I wanted to reach out to that specialized in financing. Let me just say within hours I had all the info I needed to complete the transaction comfortably and when the car was delivered the other two companies was just sending me an approval email. Woodside Credit will be my go to from now on for vintage purchases. Highly recommendRay ValenciaRay Valencia ★★★★★ Everything went super smooth!! I would definitely use them on my next Dream Car!!!Audi R8 🙏🏽Gregory YuabovGregory Yuabov ★★★★★ Smooth process, got me a loan quick and easy. Chase at Woodside was great to work with.Chip BatchelderChip Batchelder ★★★★★ Easy peasy!...the credit teaam did exaclty what they said they woudl and we were able to close on time. Thanks so muchEllen BerryEllen Berry ★★★★★ Woodside Credit was amazing! We had many questions and concerns having never bought a classic car before. We were connected with Art Varela at Woodside. We could not be happier with him, kind, knowledgeable, professional and a great sense of humor. He was just what we needed, thanks again Art!Mark RasmussenMark Rasmussen ★★★★★ Quite simply. the best in the business for exotic, supercar or classic car financing. Fast. Professional. Pleasure to work with. I have seen the light and will never go elsewhere.matt nmatt n ★★★★★ Great customer service and quick turn around on loan approval to application.Vernon CooleyVernon Cooley ★★★★★ Excellent service. Approved the loan rapidly and without difficultyMikeMike ★★★★★ Just purchase 72 Chevy pick up I worked with Art. He was fantastic to work with , Team was very responsive and helpful i if I did it again I would go back to Woodside.Dr. Josh EudoweDr. Josh Eudowe ★★★★★ Absolutely phenomenal experience throughout. Zelda, who handled everything for me, was incredible and made the entire process seamless. Will definitely be using Woodside over and over.Todd RegnaertTodd Regnaert ★★★★★ Woodside is an Excellent resource with great staff providing Top Notch service, support and follow through!Jorge BlazquezJorge Blazquez ★★★★★ Hans SoloHans Solo ★★★★★ Brian ManzerBrian Manzer ★★★★★ Amir and everyone involved made this a very easy experience for me. I highly recommend Woodside to everyone.Michael TurinoMichael Turino ★★★★★ Worked with Siraj who made a private-party exotic car purchase super easy. Woodside was the lienholder and the seller was moving out of the country. Financing through Woodside essentially protected my sale from a variety of potential issues. Siraj was organized and most importantly communicative. Very simple process and very fair terms and rates. Will definitely use again. Thanks Woodside and Siraj!Eddy RobertsonEddy Robertson ★★★★★ Great service, easy to reach and communicate with.Chris CaporaleChris Caporale ★★★★★ Jerry and the woodside team were awesome! Very responsive, did exactly what they said they would and made the process very easy.Rick BoscardinRick Boscardin ★★★★★ Scott makes it smooth and easy every time.Joel LujanJoel Lujan ★★★★★ Amazing companyDennis S.Dennis S. ★★★★★ What an incredible experience. This should be your first and only call when buying an exotic or collector car. Debbie went above and beyond ensuring my transaction was quick and seamless. Will definitely use them again!MARCO PACHECOMARCO PACHECO ★★★★★ Highly recommend, talked to three classic car financing companies. Woodside was by far best rates and Very easy to apply for and work with. Raj was very guick to answer any questions I had.rgfjrsrgfjrs ★★★★★ Amazing!Sal CannistraciSal Cannistraci ★★★★★ Had a great experience with Woodside Credit. Debbie Sanford has been great when it came to getting everything squared away with my loan. She was friendly and helpful. Answered all my questions.Sam BeckSam Beck ★★★★★ Excellent folks to work with. Very professional and honest.Brian MorrisBrian Morris ★★★★★ Lee NapierLee Napier ★★★★★ Awsome experienceMarco TrujilloMarco Trujillo ★★★★★ Ron ForehandRon Forehand ★★★★★ Very easy to work with and protective of my interests (and theirs) to ensure a proper and legitimate funding and sale. Highly recommended.Eric BirdEric Bird ★★★★★ I was looking to get a loan for a Corvette and was really nervous about the outcome, and Robert made the whole experience amazing. Really great communication and kept me in the loop through the whole process. Highly recommend, thank you!Kenneth Ball SrKenneth Ball Sr ★★★★★ Was really happy with the process from beginning to end. Even though the process was across states, everything moved along smoothly.Randy WardRandy Ward ★★★★★ Charles DawsonCharles Dawson ★★★★★ Danny was a superstar! Flawless execution of the process.Mushfiq SarkerMushfiq Sarker ★★★★★ Amir from the team was legendary. Closed in 36 hours. Excellent terms and rates for business owners like myself. Highly recommended!Markus HockensonMarkus Hockenson ★★★★★ Seamless process and everyone was helpful and responsive! Thanks Woodside!Doug LyonDoug Lyon ★★★★★ Woodside got me right into the amazing vehicle I wanted. They offered a very low payment that was perfect for my intent since I don’t plan on keeping the vehicle for many years. If I change my mind, I can refinance. But with my plans as they are, the low payment was great. Thanks Woodside (Scott).Gina IrwinGina Irwin ★★★★★ Jacob Freeman was absolutely incredible to work with. Provided a quote and answered questions immediately after my request and even after hours. Loan approval and financing was completed within 2 days. He also has a Hagerty Insurance rep on-site and was able to get coverage immediately which allowed the loan to be processed quickly. If I could give Jacob and Woodside more than 5 stars, I would!!!!! Great company and staff.Kevin Irwinjohn smallwoodjohn smallwood ★★★★★ Justin LacroixJustin Lacroix ★★★★★ Hands down best company I’ve used for a vehicle purchase would give 10 stars if allowed. Jeff Sparrow is extremely communicative and helpful, highly recommended. David Neff was also a huge help with insurance stuff. Phenomenal crew.Joshua FoxJoshua Fox ★★★★★ Great experience. Was a very easy and clear process. Super happy I went straight to Woodside and not through the dealer for financing. Zelda was professional and timely.Agim SalijaAgim Salija ★★★★★ Pete HeilandPete Heiland ★★★★★ Debbie is awesome to work with. Makes process so easy!Scott GreenScott Green ★★★★★ Robert Ramos with Woodside Credit was my finance guy and he made the entire process from start to finish an easy and fabulous experience. He even went above and beyond after the deal was closed to answer some of my concerns.Todd WernerTodd Werner ★★★★★ Jeff was terrific to work with and the process was easy.Ryan NickolRyan Nickol ★★★★★ I had an excellent experience with Woodside. I have a high credit score but like most small business owners the debt to income on the credit check isn't accurate because it doesn't tell the whole story. Chase, my rep, was able to identify that after I sent over a couple tax returns. 5 minutes later I was approved for more than I needed. When it comes time to buy the next toy, Woodside is the only call I'll make.Jim AndersonJim Anderson ★★★★★ What can I say woodside credit was a pleasure to work with thay answered all my questions and I always got timely answersThanks so much for all your help two thumbs 👍 upJimJoseph PizzimentiJoseph Pizzimenti ★★★★★ Art and team from Woodside made my experience “scary easy”! Purchased my 1967 VW bus out of California and transporting home to Hawaii….. Seamless communication and smooth loan process ensured that seller and I were well informed throughout. Highly recommend for your classic car needs…. Mahalo Nui Loa Art!Steve ErathSteve Erath ★★★★★ Quick and easy, very easy application. Q kept me in the loop the entire time. Good experiencephil Spellphil Spell ★★★★★ Response to my inquiry was extremely fast. Amir and his team answered all my questions promptly. The entire process from start to finish was very smooth. Amir's follow up and patience was very much appreciated. To top it off Woodside had the best loan terms of all the companies I checked with. I highly recommend that you check them out.Robert DurbinRobert Durbin ★★★★★ Great customer service.Andrew GreenAndrew Green ★★★★★ I got the pleasure of having Robert Ramos helping me and I can tell you right now that man needs a raise! Absolutely the best customer service I’ve ever received from any company!Hot Headz MarineHot Headz Marine ★★★★★ Made my dream a reality 🙏🏼🏁Absolutely the best financer with the most simple, Fast, Easy, process & with Competitive rate. 💵Customer service second to NONE.🏆 I mean every single aspect Of my loan was handled more than professionally by an extremely experienced, caring individual. I only wished I would have known about. Woodside credit years ago.⭐⭐⭐⭐⭐Jacquelyn VJacquelyn V ★★★★★ Prompt, responsive, knowledgeable and fair.Q looked out for me from start to finish!What more can you ask for?Richard HartzRichard Hartz ★★★★★ a pleasure to work with!Johnny EdwardsJohnny Edwards ★★★★★ Great rates and great terms. Easy application process. Great customer service. I got my dream car at an affordable monthly payment. I know that everyone complains about the length of the term, but if you get your dream car and plan to keep it for life, 8 - 10 years is worth it. Especially if the car you purchase holds or increases in value. You can always walk away and sell your vehicle for a profit if your financial situation changes. At the end of the day, spoil yourself. I'm driving my dream car for the monthly payment of a well optioned BMW 5 Series! Just be ready to put up 25% as your down payment. That's the only real hurdle.Balthazar MejiaBalthazar Mejia ★★★★★ Debbie was Great to work with.Answered all my Questions, we had fun during the process and great experience overall. Even over the phone.This is my first classic car with Woodside. And Debbie is your go to person.Highly recommend.-Client from DC.pat stroudpat stroud ★★★★★ Great experiance with Chase Johnson. Could not be happier.rick grooverrick groover ★★★★★ Amir was outstanding to work with. He went above and beyond to ensure everything worked smoothly and the payment was sent to the dealer quickly. Can't say enough good things about Woodside and especially Amir Samii. I'd highly recommend giving them the chance to finance your new ride.Darren HillDarren Hill ★★★★★ I worked with Siraj and he was great to work with. He helped me every step of the way. He did great by me. Thanks again!Dan WestDan West ★★★★★ I was very impressed out how easy it was to get a loan for a collector vehicle. The process was super-fast, completely done remote, and the appraisal process whent very smooth as wellSam BridgesSam Bridges ★★★★★ The process of getting the loan went pretty smoothly and quickFabio CFabio C ★★★★★ Danny and Art were super helpdful throughout the whole process. They answered all my questions, contacted the dealership, and quickly funded the deal making sure all the details were taken care of and that no delay took place. Highly recommend relying on Woodside Credit to make your dream car come true!Paul Sunseri, Psy.D.Paul Sunseri, Psy.D. ★★★★★ Amir did an outstanding job start to finish! Easy to work with, always responsive to my email messages, and stayed in close contact. Highly recommend!John SchachleiterJohn Schachleiter ★★★★★ Excellent company to work with and very professional.Lucio DiPaoloLucio DiPaolo ★★★★★ The communication with Woodside was excellent, clear and concise. My rep had to renew my approval because it took time to find the right car, but when the time came, he stepped up. Jacob walked me thru the entire process and explained everything thoroughly. I'm very happy with their service and helping make my dream possible!Jon De PenaJon De Pena ★★★★★ I used Woodside this month for the purchase of a used Ferrari from a dealership in Washington DC.My sales rep, Jeff Sparrow was absolutely top notch. Extremely attentive and quick to respond and always had the answers I needed. Highly recommend Woodside and Jeff in particular for his kindness and professionalism as well as the competitive terms on the loan I received.Thanks, Jeff!Caleb WyldeCaleb Wylde ★★★★★ This was one of the most personal lending experiences of my life.I worked directly with Q (and have since sent 2 people his way because of how awesome he was...). He made the entire process very easy for me and made himself available for me whenever I had any questions. I never went more than a few minutes without a response from him.He even went as far as answering my questions via text on the weekend when Woodside Credit was technically closed. I've never had a lender do that for me in my life.After the deal was done, Q even tagged in with me a few times afterwards to make sure I made it home safely. (since I drove the car back about 12 hours).Hands down, once of the best experiences I've ever had with a lender. 10/10 would recommend. (Plus the terms were pretty great as well!)Sawyer HighleySawyer Highley ★★★★★ Navid Rezaei, MBANavid Rezaei, MBA ★★★★★ About 2021, I started to look at exotic cars and I reached out to Woodside. I talked to Art and finally purchased my first exotic. Everyone at Woodside is so friendly and is always willing to answer all your questions. I don't even remember how many times I emailed Art until I financed my first car. Thank you all for making a dream come true. Can't wait until I purchase my next car!!! Yes of course it will be financed with Woodside!!!UPDATE: 2/18/2025 - Second vehicle financed with Woodside! (2021 Lamborghini Huracan) Huge thanks to Art V. AGAIN for closing my deal and to everyone at Woodside Credit for their support—I truly appreciate it!DiTommaso Real EstateDiTommaso Real Estate ★★★★★ Woodside’s great! Zelda was a pleasure to deal with and my transaction was very quick and smooth.Michael KentMichael Kent ★★★★★ Easy financing and simple terms on a classic sports car. 10/10 recommend!Eric KnowlesEric Knowles ★★★★★ Mr TintMr Tint ★★★★★ Outstanding! Approved in 18 minutes. Entire process was online. Easiest purchase to date. Thank youjordan thomasjordan thomas ★★★★★ Debbie from woodside made a dream come true with finding my dream car. She made it a very smooth process! Would highly recommend!Dom CurraDom Curra ★★★★★ Great experience! Made transaction super easy and quick. Will recommend to anyone needing financing for a classicFrankie PooleFrankie Poole ★★★★★ Woodside Credit made the process so easy I wish I had bought a classic car a long time ago. Chase Johnson was wonderful to work with and made the process of buying my 1967 mustang fastback super easy.Max AmillionMax Amillion ★★★★★ Just bought my aventador with Debbie Sanford best experience smooth process she is not just a loan officer an Avid car gal trust me she is on point very communicative highly recommend 😀🍾Mike WilsonMike Wilson ★★★★★ This might have been the most painless car purchase ever! Debbie and her team communicated very well, and made every step in the process a breeze. Thanks for helping me get my dream car!John ChenJohn Chen ★★★★★ Jeff Sparrow was amazing to work with. He was friendly and very knowledgeable.Kevin BollinKevin Bollin ★★★★★ Amir was fast, friendly and professional.Hoss SooudiHoss Sooudi ★★★★★ Wanted to do a quick acquisition of a specific spec, and Jacob Freeman was extremely accommodating. Will use again! ThanksCrypto DragonCrypto Dragon ★★★★★ Art has always been the best! Thank you Woodside Credit for everything!js_loader
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Monthly payment of $543.14 based on a purchase price of $50,000 with 15% down and 9.21% APR financing for 120 months. Monthly payment of $914.47 based on a purchase price of $100,000 with 20% down and 9.09% APR financing for 144 months. Monthly payment of $1,625.88 based on a purchase price of $200,000 with 20% down and 9.03% APR financing for 180 months. Rate with optional AutoPay (ACH Debit) discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay discount are 0.50% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice. All trademarks, logos and brand names are property of their respective owners.

NMLS #960841 | CA Finance Lender License #6039423. Loans made or arranged pursuant to a California Finance Lenders Law license.
 
©2025 Woodside Credit, LLC. All rights reserved. Woodside Credit is a registered trademark of Woodside Credit, LLC in the United States.
*.Monthly payment of $2,442.60 based on a purchase price of $305,000.00 with 20% down and 8.78% APR financing for 180 months. Typical bank payment of $4,108.26 based on a purchase price of $305,000.00 with 20% down and 6.56% APR Financing for 72 months. Monthly payment of $1,578.04 based on a purchase price of $175,000.00 with 20% down and 8.81% APR financing for 144 months. Typical bank payment of $2,360.03 based on a purchase price of $175,000.00 with 20% down and 6.60% APR Financing for 72 months. TT&L may also be financed. Not all applicants will qualify. All trademarks, logos and brand names are trademarks are property of their respective owners.
 NMLS #960841 | CA Finance Lender License #6039423
 
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Disclosure: *AutoPay discount (ACH Debit) is only available prior to loan funding. Rates without AutoPay discount are 0.50% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.