Need some quick answers on collector car loans? You found an excellent place to start. Or give us a call at 800-717-5180.
Woodside Credit is the industry leader in financing classic and collector vehicles. From classic to pre-war, muscle to exotic, and antique to pony, Woodside Credit’s lending program is built with the enthusiast in mind. With over $4.5 billion in loans, 50,000+ satisfied customers, and 23 years in business, the company’s expertise is rooted in providing loans with the lowest payments in America.
No, Woodside Credit is a lender. Woodside Credit underwrites, approves, and funds loans with its capital. Credit bureaus are pulled once—not multiple times. Borrowers have a dedicated loan specialist backed by a support team during the process.
Yes. For over a decade, Barrett-Jackson, has exclusively endorsed Woodside Credit and Woodside Credit is the only lender at Barrett- Jackson’s auctions. Woodside Credit is the number one way to get onto the bidding block, and pre-approvals are recommended prior to the auction.
A Quick Quote will estimate Woodside Credit’s low monthly payment based on a vehicle’s purchase price. Credit is not reviewed, and no credit check is required (approval is not guaranteed). Apply Now will start a credit application that will be submitted to our underwriting department. Approvals are good for up to 30 days, so you can shop for your next collector car with confidence.
Eligible vehicles include classic cars at least 25 years old and most late model exotics cars. We also finance specialty and collector vehicles such as Cobra Replicas, Dodge Vipers, Chevrolet Corvettes, and Porsche 911s. Contact us for more information on vehicles we finance, or view the vehicles financed page.
Yes. For eligible vehicles, Woodside Credit will refinance an existing car loan, with an outstanding balance of $50k or more, or a cash purchase that has been made within the last 6 months.
Woodside Credit does not decision on credit score alone, Woodside looks for a well-established, good credit history and comparable credit. Review our lending guidelines video for further details.
Sometimes vehicle verifications or appraisals are required for our underwriting purposes, most commonly for private party automobile purchases. Woodside Credit takes a high-tech approach for quick processing, including virtual inspections via a phone app. Your dedicated loan officer will guide you through specific needs based on where the purchase takes place and the value of the vehicle.
Yes. Woodside Credit does offer lease buyouts on eligible vehicles. Call or contact us to learn more from our lending professionals.
No. Woodside Credit is a nationwide auto lender that can finance your purchase whether you buy from a dealership, at an auction, or from a private party.
Yes. Vehicles must be operational and in good condition.
Woodside Credit is only available in the U.S.
Length of terms come down to the vehicles value. Please contact is to lean more about the lowest payments in America.
The Woodside loan program is based on the purchase price of a vehicle. The minimum purchase price is $20,000, and the minimum loan amount is $10,000.
Woodside Credit considers vehicles 25 years or older as a classic car.
No. Vehicles must be in very good and operational condition.
Instructions for sending payments are provided when the loan is closed. Contact us for any questions you might have 800-717-5180.
Yes. Additional payments can be made on your loan. Anything over the minimum payment is applied directly to the principle.
Yes. Borrowers receive autopay (ACH) instructions after loan documents are completed.
Yes. Borrowers are required to register and title the car once it is purchased. Title and registration fees are typically built into the loan. The title department at Woodside Credit coordinates with all state DMVs to complete title work—even if the vehicle is purchased out of state.
Bidding with Woodside Credit starts with a pre-approval, which can be obtained over the phone, on our online application, or at the auction. You will select the amount you would like to be pre-approved to for and Woodside will send a copy of your pre-approval directly to Barrett-Jackson. The final vehicle purchase should fall within the pre-approval amount.
Your letter of credit approval will be sent directly to Barrett-Jackson. The copy you receive is for your personal records.
No, absentee and online bidding is available, and you can bid with your pre-approval from Woodside Credit.
Woodside Credit is located near or at the Bidder’s office at all Barrett-Jackson auctions. Bidders can complete paperwork at the Woodside booth, or online through eSign.
Yes, a pre-approval is required every time in addition to bidder registration with Barrett-Jackson.
Woodside Credit’s classic car loans allow you to pay off your loan anytime without prepayment penalties.
While some banks and financial institutions will finance some classic cars, the terms, mileage restrictions, year restrictions, and availability will vary.
Classic car financing can work similarly to daily driver auto loans. You can choose to apply at a dealership or directly with Woodside. Pre-approvals are also available and last for 30 days, allowing you to shop before committing to a vehicle. Loan docs are completed via e-sign, and funding happens as soon as the same day.
Yes, Woodside Credit will refinance an existing classic car loan, with an outstanding balance of $50k or more, or a cash purchase that has been made within the last 6 months.
Yes, you can get a classic car loan. Woodside Credit specializes in making loans to purchasers of classic and collector cars. Our specialization provides a seamless classic car financing experience for our clients.
The term is based on the vehicle’s selling price. The collectible nature of classic and exotic vehicles is one of the ways that helps us deliver the lowest payments in America.
Yes. Woodside Credit specializes in classic car loans and collector car loans. Our focus provides a seamless financing experience for our clients. We make financing a classic car easy.
Paying off before maturity is okay. Woodside Credit’s classic car loan program does not have prepayment penalties.
Financing a classic car at Woodside Credit can start with a quick quote to estimate your low monthly payment or give us a call at 800-717-5180 to talk to one of our professional loan consultants.
Financing a classic car can be just as straightforward as financing a daily driver. You can choose to apply at a dealership or directly with Woodside. Pre-approvals are also available and last for 30 days, allowing you to shop before committing to a vehicle.
You can finance an exotic car with Woodside Credit that has selling price of $200,000 or more. Length of loan depends on total selling price. Contact us today to learn more.
Woodside Credit is the go-to loan provider for exotic car financing. With 20 years of experience and over $3 billion in loans, Woodside Credit is trusted by tens of thousands of enthusiasts and collectors nationwide.
Financing an exotic car at Woodside Credit can start with a quick quote to estimate your low monthly payment or give us a call at 800-717-5180 to talk to one of our professional loan consultants.
Woodside Credit focuses on providing clients with the lowest payments in America. Contact us for our current interest rates on an exotic car loan.
While some banks may offer financing on select exotic cars, Woodside Credit is the go-to exotic car financing provider. With 23 years of experience and over $4.5 billion in loans, Woodside Credit is trusted by tens of thousands of enthusiasts and collectors nationwide.
Looking to get more info on how titling and receiving your title works with Woodside Credit?
Woodside Credit's dedicated team of professionals is ready to provide the clear answers and expert guidance you need. Reach out to our specialized support team today to get your questions answered and drive home your dream vehicle with peace of mind.