Built For Enthusiasts

Welcome Reddit auto enthusiasts! You’re one step closer to your next vehicle. As you journey towards your next vehicle, discover how Woodside Credit, the leading lender in collector car loans, can offer you the Lowest Payments in America.

The Only Lender Offering 180-Month Loan Terms

Woodside Credit was born to serve the unmet financing needs of auto enthusiasts in the traditional loan market. For over twenty years, we’ve blazed new trails by offering flexible loan terms with the freedom of no prepayment penalties and balloon payments. We stand alone in offering 180-month financing terms, and we’re here to help you navigate it.

Various terms, other than 180-month are available. Terms are dependent on the selling price of the vehicle. Down payments are required. View our frequently asked questions.

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20 Years of Innovation

Woodside Credit finances classics 25 years and older, exotics, collector cars, and select vehicles from mainstream manufacturers including the Chevrolet Corvette and Porsche 911. See below categories for additional information. View the full list of vehicles we finance

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Woodside Credit Headquarters

Car Enthusiast's Preferred Collector Car Lender

Our mission is to provide a differentiated loan program with the lowest payments in America to car lovers and collectors nationwide. Learn about the company and how we serve clients and dealers in all 50 states.

Barrett Jackson auction with yellow yanko vehicle across block

The Exclusive Lender for all Barrett-Jackson Auctions

For over a decade, Woodside Credit has been the exclusive loan provider at Barrett-Jackson. It’s never been easier to finance your winning vehicle at the auction. Learn more about the exclusive partnership and how to get pre-approved to bid.

Rob GrosvenorRob Grosvenor ★★★★★ Michael A FalcónMichael A Falcón ★★★★★ Great company to work with. Great communication and seamless transaction.. would definitely recommend to use Woodside to those who are looking for high-end automobile funding!Barrett ApplegateBarrett Applegate ★★★★★ Michael HoliganMichael Holigan ★★★★★ Easy transaction and works well with the dealer where I purchased my Ferrari F12.Wesley MWesley M ★★★★★ Great experience, Siraj was on top of the transaction from start to finish. No phone trees to navigate, just a dude answering the phone and taking care of things. What a refreshing change! Thanks guysDean ShimizuDean Shimizu ★★★★★ Thx Woodside for working with me and Exotic Motorcars on my recent purchase. Very efficient, thorough and responsive process. Go Woodside!Blake DragueskuBlake Draguesku ★★★★★ This was my first experience with any kind of lender that deals specifically with Collector/Classic car loans. Approval was swift and the terms are very agreeable with no penalty for early payoff. Kevin was very helpful and quick to get the whole deal across the line. Would recommend!Jeffrey ReaJeffrey Rea ★★★★★ Qasim Shiraz (Q) at Woodside Credit was absolutely incredible to work with. His professionalism and energy made the whole process smooth and stress-free. Communication was lightning-fast, clear, and always helpful. Q kept me dialed in at every step and made the entire process feel effortless. Truly top-tier service — highly recommend and will be back for future needs!K SK S ★★★★★ Amir was excellent in communication and making the entire transaction smooth. I would 110% recommend working with Woodside. Amir is the reason that I would want to work with them again!Kevin PrickettKevin Prickett ★★★★★ Woodside made it happen AGAIN! Two years ago it was a beautiful McLaren 720S... Today it was every car guys "bucket list" dream machine.... The McLaren 765LT !!! THANK YOU TEAM WOODSIDE !!!Benjamin StewartBenjamin Stewart ★★★★★ They made a dream come true Bley was fantastic !James KearnsJames Kearns ★★★★★ very professionalWilliam Ortiz-CartagenaWilliam Ortiz-Cartagena ★★★★★ Zelda was amazingfelix garciafelix garcia ★★★★★ Robert was a true professional and understood all details of my financing needs, i would recommend to all my enthusiast friends about Woodside!!Matthew WeaverMatthew Weaver ★★★★★ Qasim “Q” Shirazi continues to deliver on an exceptional experience! Q was attentive and thorough throughout the entire process. He makes getting deals through Woodside done easy. I will continue to return to Woodside for further financing needs and hope Q continues to call Woodside home.Jason JoskoJason Josko ★★★★★ Amazing experience! This was my first time working with Woodside and I was introduced to Qasim “Q” Shirazi, who took me through the entire process. Q was super responsive, and reached out to the dealership on my behalf to get the ball rolling. As I was working, he pulled everything together and made it easy for me. I essentially showed up, inspected the car and did a test drive… and gave him a thumbs up and he was able to complete the funding process with no stress - easiest car buying experience I’ve ever had. I will definitely be working with Woodside again and highly recommend Q!Joe GirolamoJoe Girolamo ★★★★★ Scott & Brent have been really helpful & informative.Woodside Credit made my dream car a reality. Been dreaming of a 1968 Camaro since I was 5 yrs old with my Matchbox Cars 😁 Now I have one (or almost have one)Thank you Woodside for making my dream a reality 🙏🏼😎John DurlingJohn Durling ★★★★★ You guys are awesome. Another solid experience with you all.CC ★★★★★ Qasim went above and beyond in helping move my McLaren loan along. I was in and out of the dealership in a couple hours with everything finalized in a day. Thanks Q!DarrenDarren ★★★★★ JOSH POWERSJOSH POWERS ★★★★★ Super helpful, Great to work withHenry WilsonHenry Wilson ★★★★★ Great helpChris ThompsonChris Thompson ★★★★★ Fast efficient process. Job well done!Paolo 305Paolo 305 ★★★★★ What a great experience. Art helped this old veteran be able to fulfill a lifelong goal of owning a special car (Ferrari 458). Highly recommend and make sure to ask for Art!ken dargisken dargis ★★★★★ In all my years of buying cars this was the best experience ever. Everyone was very helpful and informative. They also gave me options that lowered my rate. They made my dream come true. Thank You.Derek KaniaDerek Kania ★★★★★ Communication was fast and clear. Chase was awesome and made the process incredibly easyBryan CrawfordBryan Crawford ★★★★★ Purchase went very smooth and as expected. Perfect for a classic car as they understand the market more then other lendersForrest PerryForrest Perry ★★★★★ We all have to find balance between responsible living & maximizing the moments we have with a little extra fun. Kevin Vegas of Woodside helped make my dream car a reality. The process was smooth & painless. Terms fair. Service & communication exceptional. This is my first loan with Woodside, but it won’t be my last. I sincerely appreciate you guys helping me achieve one heck of a milestone!Dwayne SimmonsDwayne Simmons ★★★★★ Great experience with Woodside Credit!Igor & Georgina RochaIgor & Georgina Rocha ★★★★★ Great and easy to work with!Just got my Ferrari 812 Superfast and Debbie was amazing!!! For sure using them again for my next car.James SnyderJames Snyder ★★★★★ Applied for a loan thru Woodside. They told me no issues whatever you need were here to help. We delt with Qasim Shirazi, also known as Q. Guy, treated us like a good friend instead of a customer. We exchanged text back and forth about our cars. On our way home he asks how we were doing getting the car back. He was not only out lender but just an all-around good person. I would recommend Woodside for everyone buying a classic car and to deal with Q. Thank you again Qasim, you are awesome at your job, and the rest of the team who helped him to get our deal done. They are a 10 out of 10. Respectfully James, Debbie SnyderJohn FiechterJohn Fiechter ★★★★★ Thank you for all your helpSteven PezzulloSteven Pezzullo ★★★★★ Santiago MezaSantiago Meza ★★★★★ I worked with Robert Ramos on a loan for my classic car everything went very quickly and smoothlyKhashayar ChangiKhashayar Changi ★★★★★ Great experience. I worked with Siraj and he helped me throughout the process. Highly recommend him and Woodside creditMichael LewisMichael Lewis ★★★★★ Easiest car buying experience and I used to sell cars. I have never purchased an older automobile but knew of three finance companies I wanted to reach out to that specialized in financing. Let me just say within hours I had all the info I needed to complete the transaction comfortably and when the car was delivered the other two companies was just sending me an approval email. Woodside Credit will be my go to from now on for vintage purchases. Highly recommendRay ValenciaRay Valencia ★★★★★ Everything went super smooth!! I would definitely use them on my next Dream Car!!!Audi R8 🙏🏽Gregory YuabovGregory Yuabov ★★★★★ Smooth process, got me a loan quick and easy. Chase at Woodside was great to work with.Chip BatchelderChip Batchelder ★★★★★ Easy peasy!...the credit teaam did exaclty what they said they woudl and we were able to close on time. Thanks so muchEllen BerryEllen Berry ★★★★★ Woodside Credit was amazing! We had many questions and concerns having never bought a classic car before. We were connected with Art Varela at Woodside. We could not be happier with him, kind, knowledgeable, professional and a great sense of humor. He was just what we needed, thanks again Art!Mark RasmussenMark Rasmussen ★★★★★ Quite simply. the best in the business for exotic, supercar or classic car financing. Fast. Professional. Pleasure to work with. I have seen the light and will never go elsewhere.matt nmatt n ★★★★★ Great customer service and quick turn around on loan approval to application.Vernon CooleyVernon Cooley ★★★★★ Excellent service. Approved the loan rapidly and without difficultyjs_loader

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Enjoy a lower rate with AutoPay*

Disclosure: *AutoPay discount (ACH Debit) is only available prior to loan funding. Rates without AutoPay discount are 0.50% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.