Built For Enthusiasts

Welcome Reddit auto enthusiasts! You’re one step closer to your next vehicle. As you journey towards your next vehicle, discover how Woodside Credit, the leading lender in collector car loans, can offer you the Lowest Payments in America.

The Only Lender Offering 180-Month Loan Terms

Woodside Credit was born to serve the unmet financing needs of auto enthusiasts in the traditional loan market. For over twenty years, we’ve blazed new trails by offering flexible loan terms with the freedom of no prepayment penalties and balloon payments. We stand alone in offering 180-month financing terms, and we’re here to help you navigate it.

Various terms, other than 180-month are available. Terms are dependent on the selling price of the vehicle. Down payments are required. View our frequently asked questions.

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20 Years of Innovation

Woodside Credit finances classics 25 years and older, exotics, collector cars, and select vehicles from mainstream manufacturers including the Chevrolet Corvette and Porsche 911. See below categories for additional information. View the full list of vehicles we finance

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Car Enthusiast's Preferred Collector Car Lender

Our mission is to provide a differentiated loan program with the lowest payments in America to car lovers and collectors nationwide. Learn about the company and how we serve clients and dealers in all 50 states.

Barrett Jackson auction with yellow yanko vehicle across block

The Exclusive Lender for all Barrett-Jackson Auctions

For over a decade, Woodside Credit has been the exclusive loan provider at Barrett-Jackson. It’s never been easier to finance your winning vehicle at the auction. Learn more about the exclusive partnership and how to get pre-approved to bid.

John RamerJohn Ramer ★★★★★ Highly recommend these great people here.Mike BooneMike Boone ★★★★★ Great company to deal with. My guy Art, followed through, got things done in a timely manner. Would recommend working with Woodside.Christopher HunterChristopher Hunter ★★★★★ They were professional, quick and accurate. Very good company to do business with.Marvin CampbellMarvin Campbell ★★★★★ Decided to use Woodside for my first exotic at the recommendation of a very close friend. I was not completely sure on what I wanted so I liked that they have an easy; online pre approval application you can do. I heard back from Jeff Sparrow no more than 24 hours later, and his customer service has been nothing short of exceptional. I had many questions as their process is a bit different than traditional financing; and always got an immediate answer to a call or an email response within 15 min. They take their time to make everything as clear and seamless as possible for an easy transaction, whether private sale or dealer sale. Thankful to join the Woodside family and will be using them and Jeff for all of my future specialty car purchases!William NusserWilliam Nusser ★★★★★ Jeff at Woodside Credit was tremendous to work with. Extremely prompt and professional responses. I could not recommend more for a 5 star professional experience. Fast efficient and wonderful communication.Peter JaffePeter Jaffe ★★★★★ Quick turn around. Simple process quick approvalWilliam WilsonWilliam Wilson ★★★★★ Art Varella@Woodside is great to work with.I am sure he takes great care in his work and actually saved me from a couple of unscrupulous dealers.I am confident with all aspects of the process to insure a happy and enjoyable purchase.Thank you guys for making this dream a reality.Joseph SoraciJoseph Soraci ★★★★★ Siraj is the man.This was my first supercar purchase, so I quickly learned that financing one is quite different from buying an ordinary off-the-shelf vehicle. Siraj guided me through the entire process step by step, answered every phone call and email promptly, and made sure I felt comfortable as we navigated the details. The Woodside team came across as extremely professional from start to finish.This is my first purchase with them—hopefully not my last—and I won’t hesitate to work with Woodside (and Siraj) again for the next one.Adam TrompAdam Tromp ★★★★★ I can't say enough great things about how pleased I am with Woodside. I had them help me with a Ferrari purchase back in the early 2000's, a car I always dreamt of and a true bucket list car! Fast forward to 2026 and a bit more complicated situation since I am now a business owner / entrepreneur as opposed to my Corp job in my past life.Where most lenders just plug your stats into a finance model and shoot out a quick "yay or nay", Woodside gives you the chance to explain specifics and tell your story. My wife and I own multiple businesses and pay ourselves JUST what we need and continue to put our surplus funds right back in the companies. Most banks don't understand that which is very frustrating!Beyond the above, excellent customer service, great follow up and a team that genuinely cares about their clients. 5 starts all the way! I'm so excited for my "new to me" Porsche GT3, thank you for making my dream a reality...again! I'm a client for life!johnny martinezjohnny martinez ★★★★★ I had Kevin Vegas and he was awesome and very easy to work with he got the financing done with no problems at all , he answered the phone calls I made and also the texts . That is the kind of guy you want on your team . Great job you are fantastic.JOHN BEDROSIANJOHN BEDROSIAN ★★★★★ I’ve worked with Woodside Credit on numerous transactions over the years, and the experience has consistently been smooth and professional. Q has been responsive, well-organized, and clearly experienced in handling more complex financing scenarios. Communication is clear, timelines are respected, and the process is managed efficiently from start to finish.I would not hesitate to continue working with them or to recommend Woodside Credit to others looking for a knowledgeable specialty lender.Mark MonsonMark Monson ★★★★★ Great communication and quick to respond.Nima ZarbinNima Zarbin ★★★★★ I am a guy who jumps in and out a lot of 6 figures cars. Usually, its a hassle dealing with lenders who don't understand the nature of these vehicles. Well, I have finally found my permanent lender! If you are looking for an easy transaction, call Richard Poole. He will get things done smoothly and rapidly. I won't use anyone else.omar medinaomar medina ★★★★★ Harvey WoodsHarvey Woods ★★★★★ Q sure knows his stuff very helpfull and cheerfullHOANG BUIHOANG BUI ★★★★★ Joel HeikenfeldJoel Heikenfeld ★★★★★ Woodside was very quick and thorough. I highly recommend.RobKRobK ★★★★★ Jeff Sparrow is as good as it gets. Accessible at all times. Instant responses and clear, direct communications. A+ experience.Randy LaurenceRandy Laurence ★★★★★ perfect and prompt support and service from Siraj!!! This was the smoothest part of the acquisition of a new Classic car and my first time. I will be back for future purchases, when needed.Jack RosenbergJack Rosenberg ★★★★★ Simply wonderful to work with. Responses were quick and very clear as to what was needed from me.Rob GrosvenorRob Grosvenor ★★★★★ Michael A FalcónMichael A Falcón ★★★★★ Great company to work with. Great communication and seamless transaction.. would definitely recommend to use Woodside to those who are looking for high-end automobile funding!Barrett ApplegateBarrett Applegate ★★★★★ Wesley MWesley M ★★★★★ Great experience, Siraj was on top of the transaction from start to finish. No phone trees to navigate, just a dude answering the phone and taking care of things. What a refreshing change! Thanks guysDean ShimizuDean Shimizu ★★★★★ Thx Woodside for working with me and Exotic Motorcars on my recent purchase. Very efficient, thorough and responsive process. Go Woodside!Blake DragueskuBlake Draguesku ★★★★★ This was my first experience with any kind of lender that deals specifically with Collector/Classic car loans. Approval was swift and the terms are very agreeable with no penalty for early payoff. Kevin was very helpful and quick to get the whole deal across the line. Would recommend!Jeffrey ReaJeffrey Rea ★★★★★ Qasim Shiraz (Q) at Woodside Credit was absolutely incredible to work with. His professionalism and energy made the whole process smooth and stress-free. Communication was lightning-fast, clear, and always helpful. Q kept me dialed in at every step and made the entire process feel effortless. Truly top-tier service — highly recommend and will be back for future needs!K SK S ★★★★★ Amir was excellent in communication and making the entire transaction smooth. I would 110% recommend working with Woodside. Amir is the reason that I would want to work with them again!Kevin PrickettKevin Prickett ★★★★★ Woodside made it happen AGAIN! Two years ago it was a beautiful McLaren 720S... Today it was every car guys "bucket list" dream machine.... The McLaren 765LT !!! THANK YOU TEAM WOODSIDE !!!B StewB Stew ★★★★★ They made a dream come true Bley was fantastic !William Ortiz-CartagenaWilliam Ortiz-Cartagena ★★★★★ Zelda was amazingfelix garciafelix garcia ★★★★★ Robert was a true professional and understood all details of my financing needs, i would recommend to all my enthusiast friends about Woodside!!Jason JoskoJason Josko ★★★★★ Amazing experience! This was my first time working with Woodside and I was introduced to Qasim “Q” Shirazi, who took me through the entire process. Q was super responsive, and reached out to the dealership on my behalf to get the ball rolling. As I was working, he pulled everything together and made it easy for me. I essentially showed up, inspected the car and did a test drive… and gave him a thumbs up and he was able to complete the funding process with no stress - easiest car buying experience I’ve ever had. I will definitely be working with Woodside again and highly recommend Q!Joe GirolamoJoe Girolamo ★★★★★ Scott & Brent have been really helpful & informative.Woodside Credit made my dream car a reality. Been dreaming of a 1968 Camaro since I was 5 yrs old with my Matchbox Cars 😁 Now I have one (or almost have one)Thank you Woodside for making my dream a reality 🙏🏼😎John DurlingJohn Durling ★★★★★ You guys are awesome. Another solid experience with you all.DarrenDarren ★★★★★ JOSH POWERSJOSH POWERS ★★★★★ Super helpful, Great to work withJ Lin, M.D.J Lin, M.D. ★★★★★ Woodside is amazing to work with. This is my second exotic car loan and the whole underwriting process was easy and seamless. Highly recommended!Chris ThompsonChris Thompson ★★★★★ Fast efficient process. Job well done!Paolo 305Paolo 305 ★★★★★ What a great experience. Art helped this old veteran be able to fulfill a lifelong goal of owning a special car (Ferrari 458). Highly recommend and make sure to ask for Art!robert greenrobert green ★★★★★ Very professional and they took all the heavy lifting out of the purchase process very satisfied with the service providedBryan CrawfordBryan Crawford ★★★★★ Purchase went very smooth and as expected. Perfect for a classic car as they understand the market more then other lendersForrest PerryForrest Perry ★★★★★ We all have to find balance between responsible living & maximizing the moments we have with a little extra fun. Kevin Vegas of Woodside helped make my dream car a reality. The process was smooth & painless. Terms fair. Service & communication exceptional. This is my first loan with Woodside, but it won’t be my last. I sincerely appreciate you guys helping me achieve one heck of a milestone!Matthew BradleyMatthew Bradley ★★★★★ I worked closely with Danny Popoca and the assistance was amazing! I had a very smooth and pleasant experience with Woodside Credit.Gary DrouillardGary Drouillard ★★★★★ Great experience, very professional, helpful and everything went well. When it's time to buy another car Woodside will get my business for sure. Thank You. Gary D.saruler1saruler1 ★★★★★ Woodside Credit made it so easy to pick up my Porsche 911 4S. Robert Ramos was on it from the start. Smooth and easy! Highly recommend them both!Bob BillerBob Biller ★★★★★ It was a pleasure dealing with Woodside. The process was quick and easy and the staff were terrific!Dr. Bob BillerDwayne SimmonsDwayne Simmons ★★★★★ Great experience with Woodside Credit!Igor & Georgina RochaIgor & Georgina Rocha ★★★★★ Great and easy to work with!Just got my Ferrari 812 Superfast and Debbie was amazing!!! For sure using them again for my next car.James SnyderJames Snyder ★★★★★ Applied for a loan thru Woodside. They told me no issues whatever you need were here to help. We delt with Qasim Shirazi, also known as Q. Guy, treated us like a good friend instead of a customer. We exchanged text back and forth about our cars. On our way home he asks how we were doing getting the car back. He was not only out lender but just an all-around good person. I would recommend Woodside for everyone buying a classic car and to deal with Q. Thank you again Qasim, you are awesome at your job, and the rest of the team who helped him to get our deal done. They are a 10 out of 10. Respectfully James, Debbie SnyderSteven PezzulloSteven Pezzullo ★★★★★ Rachel HendersonRachel Henderson ★★★★★ Michael LewisMichael Lewis ★★★★★ Easiest car buying experience and I used to sell cars. I have never purchased an older automobile but knew of three finance companies I wanted to reach out to that specialized in financing. Let me just say within hours I had all the info I needed to complete the transaction comfortably and when the car was delivered the other two companies was just sending me an approval email. Woodside Credit will be my go to from now on for vintage purchases. Highly recommendRay ValenciaRay Valencia ★★★★★ Everything went super smooth!! I would definitely use them on my next Dream Car!!!Audi R8 🙏🏽Chip BatchelderChip Batchelder ★★★★★ Easy peasy!...the credit teaam did exaclty what they said they woudl and we were able to close on time. Thanks so muchEllen BerryEllen Berry ★★★★★ Woodside Credit was amazing! We had many questions and concerns having never bought a classic car before. We were connected with Art Varela at Woodside. We could not be happier with him, kind, knowledgeable, professional and a great sense of humor. He was just what we needed, thanks again Art!Mark RasmussenMark Rasmussen ★★★★★ Quite simply. the best in the business for exotic, supercar or classic car financing. Fast. Professional. Pleasure to work with. I have seen the light and will never go elsewhere.matt nmatt n ★★★★★ Great customer service and quick turn around on loan approval to application.Vernon CooleyVernon Cooley ★★★★★ Excellent service. Approved the loan rapidly and without difficultyMikeMike ★★★★★ Just purchase 72 Chevy pick up I worked with Art. He was fantastic to work with , Team was very responsive and helpful i if I did it again I would go back to Woodside.Dr. Josh EudoweDr. Josh Eudowe ★★★★★ Absolutely phenomenal experience throughout. Zelda, who handled everything for me, was incredible and made the entire process seamless. Will definitely be using Woodside over and over.Todd RegnaertTodd Regnaert ★★★★★ Woodside is an Excellent resource with great staff providing Top Notch service, support and follow through!Jorge BlazquezJorge Blazquez ★★★★★ Hans SoloHans Solo ★★★★★ Brian ManzerBrian Manzer ★★★★★ Amir and everyone involved made this a very easy experience for me. I highly recommend Woodside to everyone.Michael TurinoMichael Turino ★★★★★ Worked with Siraj who made a private-party exotic car purchase super easy. Woodside was the lienholder and the seller was moving out of the country. Financing through Woodside essentially protected my sale from a variety of potential issues. Siraj was organized and most importantly communicative. Very simple process and very fair terms and rates. Will definitely use again. Thanks Woodside and Siraj!Chris CaporaleChris Caporale ★★★★★ Jerry and the woodside team were awesome! Very responsive, did exactly what they said they would and made the process very easy.Dennis S.Dennis S. ★★★★★ What an incredible experience. This should be your first and only call when buying an exotic or collector car. Debbie went above and beyond ensuring my transaction was quick and seamless. Will definitely use them again!MARCO PACHECOMARCO PACHECO ★★★★★ Highly recommend, talked to three classic car financing companies. Woodside was by far best rates and Very easy to apply for and work with. Raj was very guick to answer any questions I had.Sal CannistraciSal Cannistraci ★★★★★ Had a great experience with Woodside Credit. Debbie Sanford has been great when it came to getting everything squared away with my loan. She was friendly and helpful. Answered all my questions.Sam BeckSam Beck ★★★★★ Excellent folks to work with. Very professional and honest.Brian MorrisBrian Morris ★★★★★ Lee NapierLee Napier ★★★★★ Awsome experienceMarco TrujilloMarco Trujillo ★★★★★ Ron ForehandRon Forehand ★★★★★ Very easy to work with and protective of my interests (and theirs) to ensure a proper and legitimate funding and sale. Highly recommended.Eric BirdEric Bird ★★★★★ I was looking to get a loan for a Corvette and was really nervous about the outcome, and Robert made the whole experience amazing. Really great communication and kept me in the loop through the whole process. Highly recommend, thank you!Kenneth Ball SrKenneth Ball Sr ★★★★★ Was really happy with the process from beginning to end. Even though the process was across states, everything moved along smoothly.Randy WardRandy Ward ★★★★★ Charles DawsonCharles Dawson ★★★★★ Danny was a superstar! Flawless execution of the process.Mushfiq SarkerMushfiq Sarker ★★★★★ Amir from the team was legendary. Closed in 36 hours. Excellent terms and rates for business owners like myself. Highly recommended!Markus HockensonMarkus Hockenson ★★★★★ Seamless process and everyone was helpful and responsive! Thanks Woodside!Doug LyonDoug Lyon ★★★★★ Woodside got me right into the amazing vehicle I wanted. They offered a very low payment that was perfect for my intent since I don’t plan on keeping the vehicle for many years. If I change my mind, I can refinance. But with my plans as they are, the low payment was great. Thanks Woodside (Scott).Gina IrwinGina Irwin ★★★★★ Jacob Freeman was absolutely incredible to work with. Provided a quote and answered questions immediately after my request and even after hours. Loan approval and financing was completed within 2 days. He also has a Hagerty Insurance rep on-site and was able to get coverage immediately which allowed the loan to be processed quickly. If I could give Jacob and Woodside more than 5 stars, I would!!!!! Great company and staff.Kevin Irwinjohn smallwoodjohn smallwood ★★★★★ Justin LacroixJustin Lacroix ★★★★★ Hands down best company I’ve used for a vehicle purchase would give 10 stars if allowed. Jeff Sparrow is extremely communicative and helpful, highly recommended. David Neff was also a huge help with insurance stuff. Phenomenal crew.Joshua FoxJoshua Fox ★★★★★ Great experience. Was a very easy and clear process. Super happy I went straight to Woodside and not through the dealer for financing. Zelda was professional and timely.Agim SalijaAgim Salija ★★★★★ Pete HeilandPete Heiland ★★★★★ Debbie is awesome to work with. Makes process so easy!Scott GreenScott Green ★★★★★ Robert Ramos with Woodside Credit was my finance guy and he made the entire process from start to finish an easy and fabulous experience. He even went above and beyond after the deal was closed to answer some of my concerns.Harold SnowballHarold Snowball ★★★★☆ These guys are great! Quick response, great communications and super helpful. I will use them again!js_loader

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Enjoy a lower rate with AutoPay*

Disclosure: *AutoPay discount (ACH Debit) is only available prior to loan funding. Rates without AutoPay discount are 0.50% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.