The energy at WestWorld of Scottsdale is unlike any other event in the automotive world. Between the roar of the engines and the rhythmic chant of the auctioneer, it’s easy to get swept up in the excitement of the 2026 Barrett-Jackson Scottsdale Auction.

But if you plan on going home with a new addition to your garage, you need more than just enthusiasm; you need a plan. To bid with confidence, you must have your financing secured before the gavel falls. As the exclusive lender for Barrett-Jackson for over a decade, Woodside Credit makes this process seamless.

Here is your step-by-step guide to securing Barrett-Jackson financing and navigating the bidder registration process for the Scottsdale auction.

What “Pre-Approval to Bid” Means at Barrett-Jackson

At a high-stakes auction, “cash is king,” but financing with Woodside Credit is the next best thing. When you get pre-approved, you are essentially establishing a credit limit for the event.

• Your Pre-Approval Amount: This is the maximum “hammer price” you are approved to bid up to.
• Flexibility: Whether you are bidding in person in Scottsdale, over the phone, or via the online platform, your Woodside pre-approval follows you.

Step 1: Start Your Woodside Pre-Approval

Don’t wait until you’re standing in the staging lanes to think about your budget. You can request pre-approval online or by phone before the event begins.

• Loan Minimums: Woodside offers pre-approvals starting at $30,000 and up.
• The Sweet Spot: While pre-approvals start higher, the minimum loan amount is just $10,000, giving you plenty of room to find the right car at the right price.

Step 2: Request Your Bank Letter of Guarantee

To officially register as a bidder with Barrett-Jackson, you must provide “Proof of Credit.” For those financing, Woodside Credit issues a Bank Letter of Guarantee (also known as a Letter of Credit) on your behalf.

Pro Tip: Timing matters. Woodside charges a $195 fee for this letter before the auction begins. If you wait until the event has already started, that fee increases to $295. Get it done early to save $100 for the gift shop!

Step 3: Register to Bid and List Woodside as Your Payment Method

Once you have your pre-approval and letter in hand, head over to the Barrett-Jackson Bidder Registration page. You will need to complete their paperwork, which includes providing a photo ID and proof of insurance.

When the application asks for your Method of Payment, simply list Woodside Credit. This notifies the auction office that your funds are secured and ready to go.

Step 4: Bid, Win, Then Send Your Buyer Paperwork

You’ve done the prep work—now for the fun part. Once you’ve won the bid on that dream 1969 Camaro or modern supercar, head to the Woodside Credit booth (usually located right next to the Bidders’ Office).

You will need to provide Woodside with your Buyer Paperwork provided by the auction house. This allows the team to finalize the loan documents with the exact VIN and final sale price (including the buyer’s premium).

Step 5: Sign Your Loan Documents

Woodside makes the “closing” process as fast as the cars on the block. You have two convenient options:

1. Onsite: Visit the Woodside booth at WestWorld and sign your documents in person.
2. eSign: If you are bidding from home or prefer a digital approach, you can complete the entire process via eSign on your mobile device.

Step 6: Funding and Getting the Car Home

Woodside’s full-service loans are designed for the collector lifestyle. Their “Common Sense Lending” approach ensures:

• Simplicity: Even if you live in New York and bought a car in Arizona, working with Woodside makes the process of buying at the auction quick, easy, and seamless so you can enjoy your new car in no time. 
• Loan Basics: These are simple-interest loans with no prepayment penalties, allowing you to pay off the car early or trade it in whenever you’re ready for the next one.

Finance Your Scottsdale Win With Woodside Credit

Securing a win at “The World’s Greatest Collector Car Auction” is a milestone for any enthusiast. By choosing Woodside Credit, you’re choosing the lowest monthly payments in America and a partner that has been on the auction floor for over  15 years.

Your Pre-Auction Checklist:

• [ ] Get pre-approved at WoodsideCredit.com.
• [ ] Secure your Bank Letter of Guarantee.
• [ ] Register to bid at Barrett-Jackson.com.
• [ ] Check the 2026 Scottsdale Docket to find your target vehicles.

Ready to get started? Get pre-approved with Woodside Credit today and walk into Barrett-Jackson Scottsdale ready to bid with confidence.