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Built For Enthusiasts

Welcome Reddit auto enthusiasts! You’re one step closer to your next vehicle. As you journey towards your next vehicle, discover how Woodside Credit, the leading lender in collector car loans, can offer you the Lowest Payments in America.

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The Only Lender Offering 180-Month Loan Terms

Woodside Credit was born to serve the unmet financing needs of auto enthusiasts in the traditional loan market. For over twenty years, we’ve blazed new trails by offering flexible loan terms with the freedom of no prepayment penalties and balloon payments. We stand alone in offering 180-month financing terms, and we’re here to help you navigate it.

  • 180-Month Term: Our 180-month loan term offers financial flexibility at your speed. This term isn't just about spreading payments; it's about giving enthusiasts the power to own their dream cars while doing more with their cash flow.
  • Selling Price not Loan Amount: The selling price of a vehicle plays a crucial role in shaping the terms of a Woodside loan, and does not penalize those that want to make larger down payments.

Various terms, other than 180-month are available. Terms are dependent on the selling price of the vehicle. Down payments are required. View our frequently asked questions.

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20 Years of Innovation

Woodside Credit finances classics 25 years and older, exotics, collector cars, and select vehicles from mainstream manufacturers including the Chevrolet Corvette and Porsche 911. See below categories for additional information. View the full list of vehicles we finance. 

Exotic Car Financing

Classic Car Finance

Exotic Car loans

Exotic Car Finance

Exotic Car Financing

Antique Car Finance

Exotic Car Loans

Collector Car Finance

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Car Enthusiast's Preferred Collector Car Lender

Our mission is to provide a differentiated loan program with the lowest payments in America to car lovers and collectors nationwide. Learn about the company and how we serve clients and dealers in all 50 states.

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Barrett Jackson auction with yellow yanko vehicle across block

The Exclusive Lender for all Barrett-Jackson Auctions

For over a decade, Woodside Credit has been the exclusive loan provider at Barrett-Jackson. It’s never been easier to finance your winning vehicle at the auction. Learn more about the exclusive partnership and how to get pre-approved to bid.

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johnny martinezjohnny martinez ★★★★★ I had Kevin Vegas and he was awesome and very easy to work with he got the financing done with no problems at all , he answered the phone calls I made and also the texts . That is the kind of guy you want on your team . Great job you are fantastic.Frankie MartinFrankie Martin ★★★★★ People who have you at heart are those who make processes easy. Woodside made this loan process super easy.Austin BoydAustin Boyd ★★★★★ Scott and the team were great to work withUccello DevelopmentUccello Development ★★★★★ REX KENTREX KENT ★★★★★ Woodside made getting a car loan a breeze! Their process was quick, easy, and stress-free.Yonatan GonzalezYonatan Gonzalez ★★★★★ Smooth process. Easy to work with and very professional.Keith WrightKeith Wright ★★★★★ Couldn’t have been easier. Used Woodside for my last toy and once again the process was painless. Thanks again. Zelda was awesome!Coach SamuelsonCoach Samuelson ★★★★★ My experience with Woodside Credit has been phenomenal. They showed their willingness to help from the very first moment, and they eventually did. A dream I've had for years was actualized in less than two weeks.Zachary Il'GiovineZachary Il'Giovine ★★★★★ Worked with Q who went above and beyond to get it done. Really appreciate the team!bill sheehanbill sheehan ★★★★★ Jacob was extremely helpful, informative and expedited my claim. The complete process was very quick and simpleMichael DeanMichael Dean ★★★★★ I spoke to two other companies before deciding to stick with Woodside. They were more friendly, they had better rates, and they had a shorter wait period.Federico RamirezFederico Ramirez ★★★★★ Great and quick service to purchase a high end car : 911 PorscheDenis BelokostolskyDenis Belokostolsky ★★★★★ Worked with Kristopher Bley and Brittany LeChaine. Both were very helpful and considerate. They had a lot of patience dealing with me and it was appreciated. Will use Woodside Credit on my next muscle car purchase!!!Rick McGinnisRick McGinnis ★★★★★ My experience with Woodside Credit was exceptionally professional and enjoyable! The staff was incredibly helpful and highly knowledgeable about the lending process and every detail involved in purchasing a classic car.Adam AugustAdam August ★★★★★ I recently had the pleasure of working with Robert Ramos to purchase a 991.1 Carrera S, and I couldn't be more impressed with the experience. Robert was incredibly communicative throughout the entire process, always quick to respond and provide updates—even going as far as texting with me on his birthday!His speed and diligence stood out. From answering my questions to coordinating the finer details, he made the entire process seamless and stress-free. Robert’s commitment to exceptional service and his passion for what he does truly make him a standout professional.If you're looking for someone who goes above and beyond, Robert Ramos is your guy. I highly recommend him and look forward to working with him again in the future! 🚗✨Kenneth HultzKenneth Hultz ★★★★★ Jacob Freeman and the Woodside team were so great! Really appreciated them walking me through the process! So professional! I’ll be back for #2 🙂Michael RileyMichael Riley ★★★★★ Great experience once again!Solomon BathSolomon Bath ★★★★★ My loan process with Woodside was smooth and easy. I was able to get my Vintage car within ten days. It couldn’t have been better than that. I’m really happy with how everything turned out!Esther OEsther O ★★★★★ I needed a car loan quickly, and Woodcraft delivered. I was pre-approved within 24 hours, and the loan was finalized in just a few days. By the end of the same week I reached out, my new car had arrived. The entire process was fast, hassle-free, and seamless!Judith Ross MorrisJudith Ross Morris ★★★★★ I worked with Jacob Freeman on a loan he was making for Nicholas Tran (I was the seller). Jacob was nothing short of exceptional: Friendly, professional and helpful on the multi-step process, which was all new to me. Took me through step by step to the successful conclusion. Best loan officer I’ve ever worked with!Mike Yenser Jr.Mike Yenser Jr. ★★★★★ Turn the key in my 72 El Camino an said it’s not a dream anymore! Thank You Woodside for my Dream Car. This Company #1 A+STANDARD HSTANDARD H ★★★★★ Jacob was incredibly helpful. Great communication and super easy to work with. All steps were perfectly laid out for my purchase. Would absolutely work with Woodside/Jacob again!Joseph VaillantJoseph Vaillant ★★★★★ Procees was quick and easy. Our loan officer was on top of all our questionsParker SteffensenParker Steffensen ★★★★★ Jacob was amazing to work with. I wish there was an option to give him 10 stars. Looking forward to working with him again. Couldn’t recommend him/woodside enoughSean GSean G ★★★★★ Qasim “Q” at Woodside is a car guy through and through. His knowledge of cars is extensive and beyond helpful. I would recommend Q and Woodside to anyone purchasing a specialty vehicle. Without a doubt the best experience I have ever had with a bank.Dustin BirdenDustin Birden ★★★★★ My experience at Woodside Credit was spectacular! Jacob Freeman was fantastic!! I have a ton of experience in working with banks, both professionally and personally. The service I received from Jacob topped all the banks I have dealt with in the past. He was in constant communication during the entire deal, from beginning to end! He was very professional, courteous, and clear in direction during my experience.Dear Woodside Credit,You have an exceptional employee with Jacob Freeman! Take care of him! Success in our business comes down to one word, “people.” Your exceptional staff members are what separates you from the rest.Jacob,Keep doing what you are doing!! Future success to come!!Thank you!!DustinNancy StambaughNancy Stambaugh ★★★★★ Q made the process painless and fast. Have an excellent interest rate, zero pre payment fees.He is a car Guy. Knows what’s what. Not necessary to explain the finer points of our purchase to him.Vince RamirezVince Ramirez ★★★★★ I would absolutely recommend this place to all my friends and family! Jacob helped me with my process and he was always very informative and was there to answer any questions I had throughout the process. Anytime of day even on Saturdays. He treated me like family and helped get the car of my dreams 1963 chevy impala ss to be exact. Thank you Jacob very much and look forward to doing business again with you !Steven CoxSteven Cox ★★★★★ Jacob Freeman was super helpful with my purchase. He handled everything flawlessly and I couldn’t have asked for a better experience while getting one of the cars of my dreams!Zeeshan EZeeshan E ★★★★★ I filled out a general quote request form and received a follow up email from Art Varela. I replied with some questions and then didn't reach back out to him until many weeks later. Art was always available and provided all the detailed explanations I needed. He made the process of buying my dream supercar a reality and an enjoyable experience. I can't wait to do more business with Art Varela and Woodside!!Michael BustilloMichael Bustillo ★★★★★ Jacob Freeman @ Woodside Credit was amazing to deal with. His communication, follow through and overall service was excellent.Sean OsborneSean Osborne ★★★★★ I had an amazing experience with Zelda Perez and the Woodside Credit crew! I was attempting to finance a pretty obscure vehicle and was having trouble finding someone willing to finance the car. Zelda was quick to answer my questions via email or on the phone and she walked me through the process step by step with patience. All in, it took three days from applying for the loan to money deposited in the sellers account. I absolutely will be using Zelda and Woodside again for any future purchases!Victory OsiriVictory Osiri ★★★★★ I truly can't express how ecstatic I am right now after being a proud new owner of a Porsche. Woodside made it happen without stress, nor did I have to wait forever. The team helped me achieve this feat in eight days. Kudos to everyone who made this happen.Gregg PhillipsonGregg Phillipson ★★★★★ Jacob Freeman has been amazing to work with. He is very responsive and professional. I will recommend him to all of my clients, family and friends. Awesome experience.sanni oladipuposanni oladipupo ★★★★★ Quick Approval: 6 days from application to approvalFriendly Representatives: Helpful and courteous throughout the processScott RockwinScott Rockwin ★★★★★ Scott Steckel and the entire crew at Woodside credit make the entire process painless and they are Verry flexible during the process I have financed at least 4 collector cars with Woodside and would only work with them start to finish the best in the business Inclosed is a pic of my 2 most recent purchases with themfrank balfrank bal ★★★★★ I just can't say enough wonderful things about the company! This is my second loan with them on Porsches, and they are just fantastic in making your auto dreams come true, and it fitting in your monthly budget. Especially HUGE shout out to Chase! In a day and age where customer service seems to have gone out the window, Chase was better than the best! Answering every single phone call, organized to a tee, friendly and energetic, and most importantly, confident in everything he was doing! Trust is most important to me in making larger purchases like this, and Chase is about as trustworthy as you can get! Smooth, seamless and lightning fast help and transaction. Chase and Woodside, Thank you for being you!Jazz AvilaJazz Avila ★★★★★ Quick and easy to work with. Worked with Zelda Perez who took care of the entire transaction with the dealer, was communicative through email, and saw the process through from start to finish.Chimmy LoveChimmy Love ★★★★★ It was easier getting a loan from Woodside to buy an exotic car than the last loan I obtained to get an average SUV.EddieEddie ★★★★★ Chase worked on my deal. By far the easiest to work with. Very responsive and answered every question I had! Would definitely recommend to anyone. Highly recommend to speak with Chase when you call.Doug MDoug M ★★★★★ This process was easier than getting financed for a standard new car. Outstanding communication and very helpful through the whole process!! Highly recommend!!Sally McdanielSally Mcdaniel ★★★★★ I spoke to two other companies before deciding to stick with Woodside. They were more friendly, they had better rates, and they had a shorter wait period.Chris PacileoChris Pacileo ★★★★★ Excellent experience with Woodside. When you’re looking at a collectible or classic, they have the most reasonable rates and knowledge of how to find a loan that will work for you. The team has excellent communication and helps guide you through the process. They couldn’t make it any easier. Special thanks to Emily and Jeff- one of the best financing experiences I’ve had!Oluwatobi PreciousOluwatobi Precious ★★★★★ Jacob was amazing throughout the process. He helped me through the process to ensure I made no mistakes. Woodside's policies are clear enough.Michael KelleyMichael Kelley ★★★★★ These folks were awesome from top to bottom. Fast, fair, knowledgeable and they laid out a clear step-by-step list of instructions that made the process painless. I highly recommend this group. While I know it’s a team effort, I worked with Emily and she was fantastic. Thanks to all at Woodside Credit!Usifoh Collins PoweshUsifoh Collins Powesh ★★★★★ They have the interests of their clients at heart. They made the process easy and accessible to anyone who truly needs their service.festus lovefestus love ★★★★★ I never knew financing my dream car would be easy. They made the entire process of acquiring my new Porsche GT3 RS easy, and the repayment plan is as easy as the funding process.ADA ETHOTHIADA ETHOTHI ★★★★★ Woodside made the process incredibly smooth and swift. Their exceptional service has earned my loyalty – I'll definitely be back.Eiffel ChinEiffel Chin ★★★★★ Professional and efficient operations. Got funded quickly and without much hassle. Would highly recommend for exotic/high end car purchase.Derek ThompsonDerek Thompson ★★★★★ Excellent customer service and protect you from Fraudulent out of town Dealer.MichaelMichael ★★★★★ Exceptional service!! Could not be more pleased with Woodside. Chase was very responsive. The process was easy and fast.Alex SligerAlex Sliger ★★★★★ Jacob Freeman was amazing to work with. He made the entire process simple and was able to accommodate me multiple times after business hours. The customer service was top tier.garybeneducigarybeneduci ★★★★★ Chase Johnson was very responsive. The process was easy and fast. We also purchased the insurance which made it more convenient.Juan SicairosJuan Sicairos ★★★★★ Zelda is AWESOME!!!!!She made this happen, easy to work with and very pleasant! I tally give her credit for being on top of my paper while her manager team was relaxed.I didn’t have a pleasant time with managers!Zelda, Was the reason why I stayed with woodside!All in All, I would definitely say too use WoodsideChrisChris ★★★★★ Truly a tale of two stories.For as long as I can remember, I dreamed of owning a Porsche. I've come close a few times over the years, but things never panned out. Finally, after selling my car, I was determined to get into one.Rates and financing in general are insane right now, but I was lucky to find Woodside. I've never shopped for cars in this specific category before, so the concept of exotic lending was lost on me — I had originally planned to go with my credit union.Then I met Chase at Woodside who helped me from my very casual initial inquiry, all the way to closing the deal with the dealership on my 992 C4S. It was quite the journey where the dealer was incredibly unresponsive and they were 4 hours away so it was not like I could pop in to say hello. What should've been a 1-2 day exchange, dragged on for over a week.Through it all, Chase kept me updated multiple times a day, sending me copies of what was sent to the dealer, and letting me know how they were not being very forthcoming with information they needed to move the deal forward. I was eager to close the deal by the weekend so I could fly up and drive the car down, but the dealer's lack of attention made me quite anxious about that. Chase, aware of my desire to get it closed ASAP, really went over the top with communication. He would respond late at night, early in the morning, even on weekends. I felt bad since I didn't expect a response on Sunday night lol.Despite all the hurdles, Chase was able to play critical role in helping me push this deal forward with the dealer and I couldn't be happier. Not only did I end up with a new car, but I also feel like I made a friend! While I wouldn't hesitate to recommend Woodside, my full vote of confidence goes to Chase. If you are interested in exploring their services, definitely request Chase because he won't let you down. Thanks, Chase!Anthony TrapizonaAnthony Trapizona ★★★★★ I never bought a car out of state before, let alone with needing bank to work with. Emily was amazing to work with, no complaints what so ever. She was able to answer any questions i had being this was my first time doing something like this! i will 100% be calling Emily again in the future for something else when time comes! Highly Recommend, i won't even look else whereJoecode CodeJoecode Code ★★★★★ The folks at Woodside Credit were very friendly....easy-to-work with. The entire process took approximately 5 business days to close the deal. This is my second rodeo with with them. I originally finance a Lambo Hurrican, and now I am also financing Lambo STO.sandra duvenecksandra duveneck ★★★★★ The individuals who assisted my family secure a vehicle loan were outstanding. They were timely, courteous , and knowledgable. I was purchasing a vehicle from out of state so I was a bit nervous. They helped me in every way and I'm very appreciative.cody owencody owen ★★★★★ I was looking for a car loan that was flexible with long term if need and short term if and when I could pay down faster woodside offered that the staff Xyrine Dapal was my loan consultant she was absolutely out standing she helped with all of my questions and this was all new to me so I had lots of those. It took me several months to find exactly what I was looking far and they were very patient and understanding. The actual paperwork and the whole process was extremely easy and painless.Thanks again.Justin FiliaJustin Filia ★★★★★ Excellent customer service. Would highly recommend Woodside to anyone.wb staggswb staggs ★★★★★ Woodside is the Best!Always polite and professional, always accessible and willing to answer any questions.The whole team was great to deal with.Bill S.DAVID ROMERODAVID ROMERO ★★★★★ Danny was the best fast freidlly service easy applicationSteven FischerSteven Fischer ★★★★★ Everyone was very helpful and made the loan process very easy.I normally finance locally but as easy and quick as it was working with Woodside Credit has changed my mind about out of state financing.Great job guys!Roberto BarrocasRoberto Barrocas ★★★★★ Totally blown away how quick and easy this was. Chase and Danny were excellent!Tony RomaniTony Romani ★★★★★ This is the 12th vehicle I've Financed with Woodside. Always an easy and hassle free experience, plus they are truly concierge level. No need to run to the DMV and get a tag, it comes in the mail. I'll be back!Ronald Pimpao (RP)Ronald Pimpao (RP) ★★★★★ Easy and effortless loan processBill BirdsongBill Birdsong ★★★★★ Very fast underwriter response. Real people actually answer the phone. Eager to answer questions and explain processes.orlando perez-jrorlando perez-jr ★★★★★ Really fast and experienced serviceSteve CoxSteve Cox ★★★★★ I have wanted an Audi R8...well, since the first time I saw one. This year I finally decided to see that to fruition.The used car world is just as frustrating as ever, but it really helped having Woodside as my finance company; especially Zelda Perez.She showed tons of patience with me, as I changed my mind on several different cars, and she always communicated quick and made sure I understood everything about the process.She was never more than a phone call away when I had questions, and was always friendly & enthusiastic.She is what made this a 5 star experience!!I will not hesitate to use Woodside for any future exotic/collector purchases, and I will definitely request Zelda as my loan consultant.Patrick BradyPatrick Brady ★★★★★ Robert Ramos made the process beyond easy & help me get my dream car! Huge thank you! Would definitely recommend Woodside!Mike WadeMike Wade ★★★★★ Art was my loan officer. He was great. Process was fast and painless. I will definitely use on my collector cars in the futureRussell ReelRussell Reel ★★★★★ Gold MillsGold Mills ★★★★★ The consultant was very helpful, knowledgeable, and professional throughout my process!Rick ThomasRick Thomas ★★★★★ Woodside Credit made it so easy for my purchase.MARCELA HOMESMARCELA HOMES ★★★★★ Great to work with Kristopher Bley will take care of you. Great experience.Dave GolderDave Golder ★★★★★ Great company to deal with, very quick, very professional.Warrior TransportWarrior Transport ★★★★★ very quick and easy pain free experience. thank youMathew Kimo FergusonMathew Kimo Ferguson ★★★★★ jay pateljay patel ★★★★★ Very easy and simple process!Highly recommend!!Eduardo GarciaEduardo Garcia ★★★★★ Swift, great communication, deal done signed and car picked up in a few days.James PetersonJames Peterson ★★★★★ Wonderful company made it very easy to purchase my dream truck.kenneth kobeekenneth kobee ★★★★★ Easy to Deal with, Prompt to take care of concerns!miguel lauandosmiguel lauandos ★★★★★ Great company. Robert was awesome. Thank you.TrackDaddyTrackDaddy ★★★★★ Seamless transaction. Will recommend and use again. Jerry Alspach was great!Gordon WashburnGordon Washburn ★★★★★ Great company, great people they work hard to get you your dream car, second time using them very happy.Julio DJulio D ★★★★★ I Bought this beauty recently and Woodside Credit made it possible. Scott and staff made the process super easy and painless. There patience and clear communication made this a great experience. I would definitely use them again and definitely recommend them. Thanks again!Rodney ReedRodney Reed ★★★★★ Everyone I talked with were extremely helpful and friendly! I would recommend them highly!RodneyRobert SelvaggiRobert Selvaggi ★★★★★ Great process. Amir was a pleasure to work with.Good ThingsGood Things ★★★★★ Very helpful and a pleasure to work with. Thank you. 1971 Chevrolet Chevelle ConvertibleTony ValienteTony Valiente ★★★★★ I am on my 3rd loan for classic cars with Woodside and these are guys to do business with! Fast, efficient, competitive rates, and convenient terms. A special shout out to Jeff Sparrow who works all hours and sticks with the process till you're funded! I highly recommend him.Albert FriendAlbert Friend ★★★★★ Great, fast & easy. They did most of the leg work. And worked harder then the dealership did. Jeff S was amazing!Jess StephensJess Stephens ★★★★★ They were very easy to work with and very thorough. I appreciate the extra effort that they put into communicating with the dealer. I dealt with Art and he was very pleasant!js_loader

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Monthly payment of $549.20 based on a purchase price of $50,000.00 with 15% down and 9.47% APR financing for 120 months. Monthly payment of $926.28 based on a purchase price of $100,000.00 with 20% down and 9.35% APR financing for 144 months. Monthly payment of $1,650.77 based on a purchase price of $200,000.00 with 20% down and 9.29% APR financing for 180 months. Rate with optional AutoPay (ACH Debit) discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay discount are 0.25% higher. Best rates are available for credit scores of 700 and above. TT&L mayalso be financed. Not all applicants will qualify. Rates and terms are subject to change without notice. All trademarks, logos and brand names are the property of their respective owners.

NMLS #960841 | CA Finance Lender License #6039423
 
 
*.Monthly payment of $2,442.60 based on a purchase price of $305,000.00 with 20% down and 8.78% APR financing for 180 months. Typical bank payment of $4,108.26 based on a purchase price of $305,000.00 with 20% down and 6.56% APR Financing for 72 months. Monthly payment of $1,578.04 based on a purchase price of $175,000.00 with 20% down and 8.81% APR financing for 144 months. Typical bank payment of $2,360.03 based on a purchase price of $175,000.00 with 20% down and 6.60% APR Financing for 72 months. TT&L may also be financed. Not all applicants will qualify. All trademarks, logos and brand names are trademarks are property of their respective owners.
 NMLS #960841 | CA Finance Lender License #6039423
 
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Disclosure: *AutoPay discount (ACH Debit) is only available prior to loan funding. Rates without AutoPay discount are 0.25% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.