Woodside Credit
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Classic Car Financing and Loans Built for Enthusiasts

Enjoy a loan program crafted exclusively for car enthusiasts and collectors. At Woodside, our sole focus on collector vehicles ensures a streamlined experience for everything from classic and vintage cars to exotics and ultra-luxury masterpieces. Every step is tailored to you and your vehicle, with expert valuations, hassle-free inspections, and secure, fast funding. Whether it’s your first fun car or the latest addition to your collection, Woodside Credit makes the journey seamless and enjoyable.

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Your Go-To Classic Car Lender

Buy and Finance from Anywhere

The Woodside lending program goes wherever you go. Whether you are on a showroom floor, at a neighbor’s garage, or on the bidding block, purchase with confidence.

From First-Time to Seasoned Enthusiasts

Experience personalized service and convenient eSign, paired with full-service loans. Woodside works with you and your seller to streamline the buying process.

Lowest Payments in America

With loan terms that are unmatched and competitive rates, Woodside’s lending program is the low-payment leader.

Loans Built for Classic Cars

Woodside finances vehicles with a selling price ranging from $20,000 to more than $1 million. Our terms are straightforward: no prepayment penalties, no balloon payments, and no nonsense.

FORD BRONCO

$262,400

Typical Bank
$3,790*
72 month term
Woodside Payment
$2,102*
180 month term
Payment Difference

$1,688

Calculate Your Payment

SHELBY MUSTANG GT500

$175,000

Typical Bank
$2,155*
72 month term
Woodside Payment
$1,578*
144 month term
Payment Difference

$952

Calculate Your Payment

What Makes a Car "Classic"?

Woodside Credit finances vehicles that are 25 years or older, covering a wide range of iconic classics— from Modern Classics cars like the Ford Mustang and Hot Rods like the Ford Coupe to muscle cars such as the Chevrolet Chevelle, as well as vintage SUVs and trucks like the early Ford Bronco and Chevrolet C10. This also includes JDM (Japanese Domestic Market) vehicles and the Porsche 911, which have become increasingly popular among collectors. Want to learn more about what qualifies a car as a classic? Click the link for more details. Woodside Credit’s loan program is designed for you, no matter how you buy. Our loan program offers refinancing, including cash-out refinancing for purchases made within the past six months. We also provide financing for lease buyouts.
What Qualifies a Car as a Classic

See Low Payments in Action

Curious to see what low monthly payments actually look like? Woodside Credit’s financing is featured on top classic car platforms across the web to help buyers shop with confidence. Visit AutoTrader Classics, PCA Mart, and ClassicCars.com to explore vehicle listings with real monthly payment estimates powered by Woodside Credit. Woodside Credit is designed for you, no matter how you buy. Our loan program offers refinancing, including cash-out refinancing for purchases made within the past six months. We also provide financing for lease buyouts.
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Classic Car Loan Process

01
BUDGET

Quick Quote

With no obligation and no credit review, a quick quote estimates your low monthly payment on the vehicle of your choice.
02
ACCOUNTING

Application

Complete your application online or over the phone and receive a decision from our dedicated team. Our commonsense lending practices allow us to see the full picture and help us make quick decisions.
03
WALLET

Quick Funding

Once satisfied, loan docs are completed via eSign. If required, vehicle verifications can be done virtually.

Still Need Some Convincing?

  • Vehicles Financed: Vehicles must be titled in the US and be in very good and operational condition.
  • Good Credit History: We look for no charge-offs, late payments or bankruptcies on applications.
  • Comparable Credit: We look for a history of other vehicle loans or leases on applications.
  • Unmatched Program: Woodside Credit achieves low monthly payments with terms up to 180 months.
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Tailored to Enthusiasts.

joe limongelli
Q is the man! It could not be easier…… The Split window and Gullwing are amazing and if it wasn’t for Q and Woodside this would not have been possible. Handling plates and all is a big bonus as well! Enjoy the ride! Gtjoey1314
Photo from customer reviewPhoto from customer reviewPhoto from customer review
Patrick Randall
I bought 3 cars in the past month with these guys. Absolutely love them. Transaction went smooth every time. I worked with Jeff Sparrow.
RJ Wagner
Q Shirazi was my loan officer and he was the BEST! The most communicative, and helpful agent I have worked with, and I have bought a lot of vehicles! 10/10 would recommend!
S2000tuner Kohan
If you are looking to finance your collector car Or your dream automobile, look no further, I have used them with seven of my cars already and they come through perfectly every single time, they are so easy to use, so knowledgeable, and if you want number one treatment, speak to Chase over there and he will really take care of you, they are always available when I get in touch with them, they give me the best rates and they are extremely easy to deal with. It’s almost like cheating! If you were looking to buy your dream, Porsche, but don’t think that you can afford it, give them a call and they will blow your mind!

Explore Our Other Car Finance Products

Classic Car Finance

Exotic Car Finance

Antique Car Finance

Collector Car Finance