Should You Buy a New or Used Jaguar? Financing Pros and Cons

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Should You Buy a New or Used Jaguar? Financing Pros and Cons

Classic vintage Jaguar parked outside a home with palm trees

When you think about getting behind the wheel of a Jaguar, the decision often comes down to one big question: new or used? While both routes have their perks, choosing the right option can make a huge difference in your monthly payment, resale value, and long-term costs. Let’s break it down.

The Case for Financing a New Jaguar

Ah, the fresh scent of a new car. Financing a brand-new Jaguar has its undeniable charms:

  • Latest Technology & Features – Modern Jaguars come packed with cutting-edge tech, luxury interiors, and driver assists that older models might miss.
  • Full Manufacturer’s Warranty – Peace of mind comes standard. Enjoy comprehensive coverage for those “just in case” moments.
  • Customization Options – Want British Racing Green paint? Red leather? Financing a new Jaguar lets you build the exact car you want.
  • No Wear & Tear History – You’re the first to leave tire marks, and that’s always satisfying.

The Case for Financing a Used Jaguar

Used Jaguars may not smell like the showroom anymore, but they can be an incredible value:

  • Lower Purchase Price – A lower sticker price often leads to a lower monthly payment.
  • Slower Depreciation – Jaguars tend to take the biggest value hit early on. Buying used means someone else already absorbed that initial drop.
  • More Jaguar for Your Money – Your budget may stretch to a higher trim or more powerful model than if you bought new.
  • Insurance Savings – Older cars often cost less to insure, leaving you with extra cash for weekend drives.
Jaguar F-Type R

Financing a Jaguar with Woodside Credit

Here’s the good news — whether you’re leaning toward a showroom-fresh Jaguar or a well-loved classic, Woodside Credit can help you finance it.

  • New Jaguar Financing – For those who prefer a factory-fresh vehicle, Woodside Credit provides financing with terms designed to help you secure lower monthly payments.
  • Used Jaguar Financing – From classic Jaguars to recent pre-owned models, Woodside Credit has decades of experience financing unique and collectible vehicles.

Jaguar Lease vs. Financing: Which One Makes More Sense?

Leasing vs. Financing a Jaguar

  • Leasing – Leasing a Jaguar typically comes with mileage limits, wear-and-tear fees, and the requirement to return the vehicle at the end of the term.
  • Financing – Financing offers full ownership. Once the loan is paid off, the Jaguar is yours — no mileage caps, no return obligations. Woodside Credit specializes in financing both new and used Jaguars for enthusiasts who value ownership.

Understanding Depreciation

  • New Jaguar Depreciation – New vehicles, especially luxury brands, experience the most depreciation in the first few years.
  • Used Jaguar Value – Models like the F-TYPE, F-PACE, and XE are known for retaining stronger resale values, making them appealing options for used car buyers.
  • Your Advantage – Financing a used Jaguar often means avoiding the steepest part of the depreciation curve while still enjoying a premium vehicle.

Ready to Explore Your Jaguar Financing Options?

Whether you’re eyeing a new model or a pre-owned classic, Woodside Credit can help you secure financing with terms designed for luxury and collector vehicles. Estimate your monthly payment today and take the next step toward driving your Jaguar.

Estimate Your Low Monthly Payment

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Enjoy a lower rate with AutoPay*

Disclosure: *AutoPay discount (ACH Debit) is only available prior to loan funding. Rates without AutoPay discount are 0.50% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.