The post-COVID classic truck market has shifted—and if you’ve been watching closely, you’ve seen the correction. High-end builds and overdone restomods aren’t getting the returns they used to, while honest, usable trucks with real utility are holding steady. For seasoned buyers, this market offers opportunities—but only if you’re buying smart.
So, if you’re ready to put a classic truck in the garage that can earn its keep, here are five trucks worth financing today—and why they still make sense.
What Makes a Classic Truck a Good Financing Candidate?
Not every old pickup is worth the loan. The best candidates are those that blend usability with collector credibility. Here’s what to look for:
- Strong Resale Value – Trucks with proven market floors and a wide buyer base.
- Reliable Market Demand – Models that still move—even when prices tighten.
- Ease of Restoration and Parts Availability – More wrenching, less waiting.
- Fit for Long-Term Financing Programs – Especially with lenders who understand enthusiast vehicles.
Top 5 Classic Trucks to Finance
Ford F-100 (1953–1956)
- Why It’s Hot: This second-gen F-Series has a cult following for its design and simplicity. It’s the kind of truck that looks just as good in a garage as it does out on the road.
- Average Market Price: $25,000–$55,000
- Financing Tip: Well-preserved or period-correct examples offer the most staying power. Plenty of parts keep these easy to own and maintain.
Chevrolet C10 (1967–1972)
- Why It’s Hot: Known for its clean design and improved suspension, the C10 offers style and comfort. Clean examples are always in demand.
- Average Market Price: $20,000–$50,000
- Financing Tip: Original trucks are holding stronger than overly customized ones right now—especially in top trims or original paint schemes.
Dodge Power Wagon (1946–1968)
- Why It’s Hot: A true utility legend. These early 4x4s are increasingly rare and command respect in any lineup.
- Average Market Price: $30,000–$80,000
- Financing Tip: Look for matching numbers and clean bodywork—smart buyers know these are long-haul trucks, not flip projects.
Toyota Pickup (1980s)
- Why It’s Hot: Built to last, with global parts availability and die-hard fanbases. The later 22R-powered 4WD models are especially coveted.
- Average Market Price: $15,000–$35,000
- Financing Tip: Find a rust-free truck with service history and original interior—these are appreciating fast with younger collectors coming in.
GMC Sierra Grande (1970s)
- Why It’s Hot: The upscale cousin to the Chevy C/K, often overlooked but increasingly sought after for originality and rare trim packages.
- Average Market Price: $18,000–$40,000
- Financing Tip: Look for factory two-tone paint and big block options—they’re rising in collector preference as clean Chevys get harder to find.
Why Financing a Classic Truck Makes Sense Right Now
So, is now a smart time to buy and finance? If you’re buying a truck because it’s worth it to you—to drive, to enjoy, to make your own—then yes, it is. The post-COVID hype is behind us, and inflated prices are cooling. That puts experienced buyers back in control. And if you already know the benefits of classic truck financing, then you know how a program like Woodside Credit helps you keep cash in hand while locking down something that holds its value.
Financing a Classic Truck with Woodside Credit
Here’s why seasoned buyers continue to work with Woodside Credit:
- Up to 180-month terms
- Low monthly payments
- No mileage restrictions
- No prepayment penalties
Pre-approvals available for purchases from private sellers, dealers, or major auctions like Barrett-Jackson. You know the truck you want—and you know how to make the numbers work. Woodside is the tool to get it done without tying up your cash.
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