Woodside Credit

SEMA Car Financing for Specialty & Restomod Vehicle Buyers

SEMA brings together the builders, brands, shops, manufacturers, and enthusiasts shaping the automotive aftermarket. Woodside Credit helps qualified buyers explore vehicle financing for classic, collector, exotic,  and enthusiast vehicles with low monthly payment options and a lending process built for more than ordinary auto loans.

Low Monthly Payments

Keep more cash in hand. Woodside Credit loans are built for those who keep their money working hard elsewhere—from business owners who appreciate the option to make a low minimum payment to cash savvy collectors who keep their money working in investments—and everyone in between. See the lowest payments in America in action.

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Specialty, Custom, and Collector Vehicles SEMA Buyers Finance

SEMA buyers often look for financing on vehicles that stand out from standard inventory, including classic, modified, restored, exotic, and enthusiast-owned vehicles.

  • Classic cars
  • Collector cars
  • Exotic vehicles
  • Restomods
  • Custom trucks
  • Hot rods
  • Muscle cars
  • European classics
  • JDM imports
  • Luxury SUVs
  • Specialty performance cars
  • Auction vehicles
  • Private-party specialty vehicles
  • Vehicles over 25 years old in very good operational condition

Brands We Finance

Woodside Credit finances ultra-luxury and exotic brands, classics 25 years and older, and select vehicles from mainstream manufacturers. Not seeing your brand?

Contact us for a complete list of eligible vehicles.

How SEMA Car Financing Works with Woodside Credit

01
BUDGET
Begin with a no-obligation Quick Quote to estimate the monthly payment on the specialty vehicle you are considering.
02
ACCOUNTING
Complete the application online or over the phone. Woodside reviews the buyer profile, vehicle details, and loan structure.
03
WALLET
Once approved and the loan details are finalized, documents can be completed electronically. If needed, vehicle verification can be handled virtually.
04
WALLET
Woodside coordinates funding and title details with the seller so you can complete the purchase through a dealer, auction, or private seller.

Questions SEMA Buyers Ask Before Financing

Have questions before financing a SEMA-style specialty vehicle? Here are a few things buyers often want to know before requesting a quote or applying.

Woodside Credit offers specialty vehicle financing for qualifying classic, collector, exotic, and high-value vehicles that fit its lending guidelines.

Yes, SEMA members and automotive aftermarket professionals who qualify can finance, custom builds, collector cars, and enthusiast and specialty vehicles that are eligible for the Woodside program.

Yes. Woodside finances qualifying classic and collector vehicles, including vehicles over 25 years old when they are in very good and operational condition.

Yes, Woodside can support eligible auction purchases. Buyers can use financing support when purchasing through auction events, dealer consignments, or specialty vehicle marketplaces

Pre-approval can help buyers understand their budget before moving forward with a classic, exotic, collector, or specialty vehicle purchase.

Woodside offers terms with the lowest payments in America for qualifying vehicles and buyers. Final term options depend on approval, vehicle details, loan amount, and current program guidelines.

Explore Our Products

Classic Car Finance

Exotic Car Finance

Antique Car Finance

Collector Car Finance