Woodside Credit Logo
Woodside Credit Logo

The Original Exotic Car Lender

cars

Loans Tailored to Exotics

Woodside finances vehicles with a selling price between $20,000 and $1 million. Our terms are straightforward: no prepayment penalties, no balloon payments, and no nonsense.

valuable

From First-time to Seasoned Collectors

Experience a high-touch and high-tech approach paired with full-service loans. Woodside works with your seller and can even handle title work for you.

money

New or Used, Same Low Payments

Secure the lowest payments in America on your next exotic car. Rates do not differ between new and used, making it even easier to get into the exact vehicle to suit you. 

team

Buy from Anywhere

The Woodside lending program goes wherever you go. Whether you are on a showroom floor, at a neighbor’s garage, or on the bidding block, purchase with confidence.

Proof is in the Payment

Keep more cash in hand. Woodside Credit loans are built for those who keep their money working hard elsewhere—from business owners who appreciate the option to make a low minimum payment to cash savvy collectors who keep their money working in investments—and everyone in between. See the lowest payments in America in action.

Here’s how you can estimate your monthly payments and find the program that works best for you:

  • Determine Your Loan Amount: Calculate the car’s total price, including taxes and fees. Then, subtract any down payment you plan to make to get your loan amount.
  • Understand Your Interest Rate: Your interest rate will depend on your credit profile and loan term. A lower interest rate can reduce your total cost over the life of the loan.
  • Estimate Your Monthly Payments: Use Woodside Credit’s classic car loan calculator to see how the loan amount, term, and interest rate combine to determine your monthly payment.

Take the guesswork out of financing and discover your next exotic with low monthly payments.

Exotic Car Financing

PAYMENT EXAMPLE
LAMBORGHINI HURACÁN
$249,000

Typical Bank
$3,3551

72 month term1 Typical bank payment of $3,355.18 based on a purchase price of $249,000.00 with 20% down and 6.57% APR financing for 72 months.

Woodside Payment
$1,9951

180 month term1 Monthly payment of $2,023.24 based on a purchase price of $249,000.00 with 20% down and 9.02% APR financing for 180 months.

Monthly Savings
$1,360

Calculate Your Payment

EXOTIC CAR FINANCE EXAMPLE
FERRARI 458 ITALIA
$215,000

Typical Bank

$3,1072 Typical auto loan payment of $3,106.66 based on a purchase price of $215,000 with 20% down and 9.07% APR financing for 72 months.

72 month term

Woodside Payment

$1,7232 Monthly payment of $1,723.00 based on a purchase price of $215,000 with 20% down and 8.79% APR financing for 180 months. Rate with optional AutoPay (ACH Debit) discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay discount are up to 0.75% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.

180 month term

Payment Difference

$1,384

Calculate Your Payment
Exotic Car Loans
Maserati mc20 gray available for finance

EXOTIC CAR FINANCE EXAMPLE
MASERATI MC20
$299,000

Typical Bank

$4,3183 Typical auto loan payment of $4,317.64 based on a purchase price of $299,000 with 20% down and 9.05% APR financing for 72 months.

72 month term

Woodside Payment

$2,3953 Monthly payment of $2,394.63 based on a purchase price of $299,000 with 20% down and 8.78% APR financing for 180 months. Rate with optional AutoPay (ACH Debit) discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay discount are up to 0.75% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.

180 month term

Payment Difference

$1,923

Calculate Your Payment

Built for Exotic vehicles,

Tailored to Enthusiasts.

Explore Our Loan Program

Loans

Refinance

Lease Buy-Out

Exotic Brands We Finance

Woodside Credit finances ultra-luxury and exotic brands, classics 25 years and older, and select vehicles from mainstream manufacturers. Explore the brands below or view our lending guidelines. 

What To Expect

1

Quick Quote

With no obligation and no credit check, a quick quote estimates your low monthly payment on the vehicle. Tenured loan professionals can provide program details to help you make an informed borrowing decision.

2

Apply

Apply online or over the phone. Experienced underwriters take a commonsense approach to underwriting, looking for good, established history, and comparable credit. Most decisions are reached within hours.

3

Docs and Funding

Woodside will inform you of the necessary requirements for your loan. Upon receiving all the requirements, loan documents are sent via email for your review and signature. Once complete, funds are sent to the seller.

Applying for Exotic Car Finance

  • Vehicles Financed: Woodside Credit finances exotics from most manufacturers and collector vehicles over 25 years old.
  • Good Credit History: Woodside Credit looks for no charge-offs, late payments or bankruptcies on applications.
  • Comparable Credit: Woodside Credit looks for a history of other vehicle loans or leases on applications.
  • Unmatched Program: the Woodside Credit loan program is purpose-built for exotic vehicles, with terms up to 180 months.
js_loader

Explore Our Other Car Finance Products

Exotic Car Financing

Classic Car Financing

Lamborghini Finance

Exotic Car Financing

Exotic Car Loans

Collector Car Financing

Nissan Skyline in white in front of sunset sky

JDM Finance

Woodside Credit Logo

EXAMPLES: Monthly payment of $537.59 based on a purchase price of $50,000 with 15% down and 8.97% APR financing for 120 months. Monthly payment of $903.64 based on a purchase price of $100,000 with 20% down and 8.85% APR financing for 144 months. Monthly payment of $1,603.07 based on a purchase price of $200,000 with 20% down and 8.79% APR financing for 180 months. Rate with optional AutoPay (ACH Debit) discount. AutoPay discount is only available prior to loan funding. Rates without AutoPay discount are up to 0.75% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice. All trademarks, logos and brand names are property of their respective owners.

NMLS #960841 | CA Finance Lender License #6039423. Loans made or arranged pursuant to a California Finance Lenders Law license. All California Finance Lender business is transacted by Woodside Credit, LLC.

Michigan Department of Insurance and Financial Services (DIFS) License # RL-0025548 (Effective Date:06/16/24) . DIFS Address: PO Box 30220, Lansing, MI 48909-7720  DIFS Phone Number: 877-999-6442

©2026 Woodside Credit, LLC. All rights reserved. Woodside Credit is a registered trademark of Woodside Credit, LLC in the United States.

*.Monthly payment of $2,442.60 based on a purchase price of $305,000.00 with 20% down and 8.78% APR financing for 180 months. Typical bank payment of $4,108.26 based on a purchase price of $305,000.00 with 20% down and 6.56% APR Financing for 72 months. Monthly payment of $1,578.04 based on a purchase price of $175,000.00 with 20% down and 8.81% APR financing for 144 months. Typical bank payment of $2,360.03 based on a purchase price of $175,000.00 with 20% down and 6.60% APR Financing for 72 months. TT&L may also be financed. Not all applicants will qualify. All trademarks, logos and brand names are trademarks are property of their respective owners.
 NMLS #960841 | CA Finance Lender License #6039423
 
Instagram Linkedin Facebook
Woodside Credit Logo

Enjoy a lower rate with AutoPay*

Get a Quick Quote

Disclosure: *AutoPay discount (ACH Debit) is only available prior to loan funding. Rates without AutoPay discount are 0.50% higher. Best rates are available for credit scores of 700 and above. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change without notice.