From Dino to Daytona: Financing Iconic Ferrari Models Through the Years

Few names in automotive history inspire the same passion, prestige, and pursuit as Ferrari. Each model embodies performance, artistry, and exclusivity that makes collectors take notice around the world. But with values climbing higher each year, even seasoned enthusiasts turn to classic Ferrari financing as a way to secure their dream car without tying up significant capital.

Let’s take a closer look at why Ferraris consistently retain value, which models stand out as icons, and how the right financing strategy can put Maranello’s legends in your garage.

Why Classic Ferraris Retain Value Better Than Competitors

When it comes to collectability, Ferraris hold a unique position in the market, often outperforming other exotic and luxury marques in terms of long-term value retention. But why do these cars consistently command such strong attention at auctions and in private sales?

Appreciation Trends That Outpace Rivals

From the 1960s to the present, certain Ferraris, such as the Ferrari 250 GT, have demonstrated a trajectory of appreciation that distinguishes them. While many performance cars experience temporary spikes in popularity, Ferraris tend to maintain their value and appreciate over time. For instance, a well-documented Ferrari 250 GT or Daytona purchased in the 1980s has appreciated exponentially compared to similar-era Lamborghinis or Maseratis. Even more accessible models, such as the 308 or 328, have shown steady and reliable growth, which collectors view as a sign of reduced downside risk compared to other exotics.

Scarcity and Provenance Drive Collectibility

Ferrari has always kept production numbers intentionally low. A limited supply of each model helps preserve exclusivity, while many cars also carry a direct link to Ferrari’s racing pedigree. Provenance, whether that means ties to Formula 1 technology, celebrity ownership, or one-off factory builds, adds layers of value that other brands can’t always replicate. Collectors know that a Ferrari with proper documentation (build sheets, service history, and ownership records) will always have a built-in buyer base ready to step in.

Design Excellence That Stands the Test of Time

Ferrari’s design partnerships with legendary coachbuilders like Pininfarina and Scaglietti elevated its cars beyond performance machines; they became rolling works of art. A Dino 246, a 365 GTB/4 “Daytona,” or a Testarossa isn’t just a car; it’s an instantly recognizable cultural symbol. The design language of Ferrari models continues to resonate with both seasoned collectors and younger enthusiasts entering the market, ensuring demand across generations.

The Ferrari Badge as a Cultural Icon

More than horsepower or handling, Ferrari represents a brand with unmatched mystique. The Prancing Horse badge alone conveys exclusivity, Italian craftsmanship, and motorsport dominance. While other exotics may come and go in popularity, Ferrari’s brand equity has remained unshakable for decades. This enduring appeal reassures buyers that a Ferrari is not only a car to enjoy but also an asset to preserve.

Put simply, when you buy a classic Ferrari, you’re not just acquiring a car; you’re securing a piece of automotive history that has proven time and again to stand above its competitors in terms of desirability and value retention.

Iconic Ferrari Models Eligible for Financing

Ferrari Dino 246 GT

Initially positioned as an “entry-level” Ferrari, the Dino 246 GT has since become a beloved collector’s piece. Its elegant Pininfarina styling, compact proportions, and racing-inspired V6 engine make it highly sought-after today. Prices have risen sharply in the past decade, making Ferrari financing an attractive way to secure one while values remain on the upswing.

Ferrari 308/328 GTS

Immortalized by television and admired for its balance of accessibility and charm, the 308/328 GTS represents a popular entry point into Ferrari ownership. Collectors appreciate the gated shifter, analog feel, and timeless design. Financing makes these cars approachable for first-time Ferrari enthusiasts while preserving liquidity for future acquisitions.

Ferrari Testarossa

Nothing captures the excess and excitement of the 1980s quite like the Testarossa. With its wide stance and distinctive side strakes, it has seen renewed collector interest in recent years. Rising auction results underscore its momentum, and specialized financing can help enthusiasts secure ownership before prices rise further.

Ferrari F40

Produced in limited numbers and regarded as one of Ferrari’s greatest halo cars, the F40 remains a crown jewel for collectors. Its raw twin-turbo V8 performance and minimalist construction make it one of the purest driving experiences in Ferrari history. Due to its rarity and high value, financing often involves premium-level loan structures tailored to serious collectors.

Ferrari 365 GTB/4 Daytona

The Daytona is Ferrari’s ultimate grand tourer, a front-engine masterpiece blending long-distance comfort with V12 power. Prices reflect its legendary status, often reaching into the high six figures. Collector car loans make sense for vehicles like the Daytona, where buyers prefer to preserve capital while owning an asset that continues to hold global appeal.

Discover even more Ferrari legends and financing opportunities by checking out our full spotlight on other iconic Ferrari models here.

Why Finance a Classic Ferrari Instead of Paying Cash

Even among high-net-worth buyers, financing has clear advantages:

• Lower Monthly Payments – Extended terms spread costs and make ownership achievable. 
• Maintain Liquidity – Keep your capital working in other investments while still securing the Ferrari you want.
• Opportunity Timing – When rare models appear, financing ensures you can act quickly without having to liquidate assets.

With financing, ownership becomes less about compromising finances and more about enjoying the drive.

Financing Your Next Classic Ferrari with Woodside Credit Today

At Woodside Credit, we specialize in helping collectors secure the world’s most desirable vehicles with flexible, tailored financing:

• Terms up to 180 months for the industry’s lowest monthly payments
• No prepayment penalties and no balloon payments
• Financing available through dealer, auction, or private-party transactions
• A team of specialists who understand the collector car market

Ready to Own a Piece of Ferrari History?

With Woodside Credit, Ferrari financing isn’t just possible, it’s designed to fit your lifestyle. Ready to own a Dino, Daytona, or any Ferrari in between? Use our Quick Quote tool to estimate your low monthly payments and start your journey behind the wheel of an icon.